Howard S. Dvorkin, MBA, CPA
Founder of Consolidated Credit Counseling Services, Inc. and www.ConsolidatedCredit.org
Howard S. Dvorkin is the Founder of Consolidated Credit Counseling Services. He
is dedicated to public outreach initiatives and has contributed his time, knowledge,
and resources to educating consumers about personal finance. He has helped thousands
of individuals face and conquer devastating financial hardships and avoid personal
bankruptcy. Mr. Dvorkin feels it is of the utmost importance to educate our youth.
He has been a guest instructor in a Entrepreneurship and Management class at local
universities. He dedicates time to the National Leadership Council at American University.
American University’s Kogod School of Business has inducted Mr. Dvorkin into their
1923 Society.
Mr. Dvorkin was recently appointed as an Executive Board Member for the United Way of Broward County due to his philanthropic contributions to the South Florida community and focus on the importance of financial literacy education. He is also on the Board of Directors of the Better Business Bureau of Southeast Florida; a founding member of the South Florida American Heart Association Board of Directors; a Board Member of Henderson Behavioral Health; a former board member of the South Florida chapter of Junior Achievement and was on the Board of Governors of The H. Wayne Huizenga School of Business and Entrepreneurship at Nova Southeastern University.
His book “Credit Hell – How to Dig Out of Debt, 2nd Edition” (published by Wiley & Sons, revised April 2010) details how to rise from the debt inferno, the basics of good credit, consumer rights, credit related law, warning signs of credit problems, and a step-by-step budget organizer. As an expert on consumer credit trends and the causes and effects of being financially over-extended, Dvorkin is a personal finance bi-monthly columnist for Fox Business News online and he has been interviewed by the Wall Street Journal, the New York Times, Fortune, Entrepreneur, The American Banker, Investor’s Business Daily, Good Housekeeping, Better Homes and Gardens, Family Circle, as well as a host of national and local newspapers around the country and such web sites as CBS MarketWatch.com, Bankrate.com, and CNNfn.com. He has also been a guest on countless national and local television and radio programs, including the CBS Nightly News, The Early Show, and CNN.
Mr. Dvorkin is active in the community and has been honored by various organizations. He has won the Women & Wishes award for philanthropic deeds making a difference to the lives of women and children in the community. Mr. Dvorkin also won the South Florida Diamond Award, which acknowledges outstanding individuals who exhibit exceptional leadership. Mr. Dvorkin was awarded the Israel Bonds Commemorative Medallion for his good works for the betterment of the State of Israel.
He was named South Florida Business Journal’s Nonprofit Heavy Hitter of the year award which is presented to outstanding individuals for their contribution to nonprofit organizations in South Florida. He was also nominated twice for the Ernst and Young Entrepreneur of the Year Award and has been a finalist for the South Florida Business Journal’s Up and Comers Award. With Mr. Dvorkin’s guidance, Consolidated Credit Counseling Services, Inc. was selected from over 150 organizations and was chosen as the “Overall Winner” for the South Florida Business Journal’s Best Places to Work Award as well as winning the Best Places to Work - Medium-Sized Business Category.
He has been instrumental in the growth of the Association of Independent Consumer Credit Counseling Agencies (AICCCA), a national trade association for the consumer credit industry. He is the past President of the AICCCA and has held positions as the Vice President, and Chairman of the Client Retention Committee. Mr. Dvorkin has been instrumental drafting and designing several pieces of State and Federal Legislation. He graduated from the University of Miami with a Masters Degree in Business Administration and he received his Bachelor of Science Degree in Accounting from the American University. He is also listed in the Marquis Who’s Who in the Finance Industry and he is part of the premier group of CPAs who are recognized with the Chartered Global Management Accountant (CGMA) designation.
