Credit Counseling Success Stories
We love what we do—every day we get to help people find solutions to one of the biggest problems a family can face. According to a study released in 2011 title Stress in America, money is the number one source of stress in our country. The study finds that 3 out of 4 Americans view money as their biggest concern and the #1 stressor that keeps them up at night.
In almost 20 years Consolidated Credit has helped over 5 million people find relief from debt. Even when people thought their situation was hopeless, we were able to help them make a plan, pay off their debts and get their finances back on track. If you’re facing the added stress and sleepless nights of living with too much debt, call us at 1-888-881-3619 to speak with one of our certified credit counselors or get started online with our Free Debt Analysis.
At the end of 2011, we hosted our 15th annual debt relief story contest. We asked clients to tell us how Consolidated Credit helped them get debt relief, learn to budget, and be better equipped to manage their money in the future. View the winning entries on our personal finance blog MissMoneyBee.com.
Plus, read more credit counseling success stories below:
“I am approaching the light at the end of the tunnel so to speak. After paying off over $28,000 in credit card bills, and another 3,000 that needed to be covered separately, I am down to less than $3,000. I can only advise people to not enter the cycle again. Pay cash or save up. If you can't own it immediately it is not worth paying forever and having it be like the car that depreciates as soon as you drive it off the car lot. Think about your purchases and whether you really need that hi - tech item that needs a high maintenance fee. Buy that less expensive e-reader, you can only read one book at a time.
Consolidated Credit is going to make my social security check mine with a clear conscience and no fear of unwanted phone calls, letters and possibly leaving an annoying trail that leads to my family from unrelenting debt collectors.
Thank you for my life back.”
V.S.
“Since joining the Consolidated Credit Counseling Services program, I've changed many of my spending habits in order to stay within a well-defined budget. I've also embarked on a financial lifestyle change that will prove as beneficial to me in the future.
Before joining Consolidated Credit Counseling Services, I didn't really have a budget because I had so many lines of credit and became comfortable just using credit cards to dine out regularly and charge all sorts items that I didn't really need, such as extra clothes, electronics and unnecessary house wares.
When it came time to pay the monthly bills, I made the mistake of transferring balances back and forth in an attempt to avoid having to pay off balances right away. I just told myself, "Oh, I'll pay that account off next month," but months turned into years and my debt grew even more.
When my minimum payments began to rise, I started to feel trapped and started researching
debt management options. I was excited to learn about Consolidated Credit Counseling
Services and was relieved to have finally found a reputable program that could help
me dig myself out of the mess I created.” Read more about this
debt management success story .
T.M. Colorado Springs, CO
“You wouldn't believe what my life has been like this past year, and just how lucky I got making the decision to join Consolidated Credit Counseling Services.
Like a lot of people, I racked up more than a handful on my credit cards during college and post-college life. To be honest, I wouldn't have survived without them, but now that
I have a steady career blooming, I wanted a clean fresh start, and my debt was preventing
me from that. I was so stressed paying nearly $1,000 a month just on credit cards
and about half of that was going to interest alone. My sister introduced me to Consolidated
Credit and honest to God, just speaking with a counselor about my future payment
program, gave me such a huge relief! I joined immediately and making that first
payment gave me a great deal more financial freedom, and it didn't hurt to know
that I will be debt free in less then three years! Doing it on my own would have
taken me more than 15 years!” Read more about this
Consolidated Credit Counseling success story .
Y.L. Long Beach, CA
How Consolidated Credit Has Helped Me
I’m quite a shopaholic, all my friends know that is true, I shop until my money’s gone, and then the bills are due. TN many times I’ve tried to stop my fun-filled shopping sprees, They told me, don’t go to the malls, and it will be a breeze.
They didn’t understand my plight, ‘cause when I get depressed, it makes me feel much better, to buy jewelry or a dress. I’ve got a true addiction which I thought could not be cured, until I saw a TV ad which interested me for sure.
I heard a man say “Are you tired of having not a cent by the time the bills are
paid each month, your money’s all been spent?” Well, listen here for we can help,
we’re experts in our field. We’re called Consolidated Credit, we’ll give you a great
deal.
A poem by
S.A. in Baltimore, MD, a very satisfied client.
Finish reading this credit counseling poem
Call 1-888-881-3619 to speak with a certified credit counselor at Consolidated Credit Counseling Services, and get help for your debt problems. For additional success stories on our credit counseling and debt management programs , view our archives.




