Credit Card Debt Relief Do’s and Don’ts

What to do – and what not to do – when seeking debt relief.

Your credit card balances are high and high interest charges are driving them even higher. You know you need help to find a better way to pay back what you owe. You need to get out of debt quickly while minimizing the damage to your credit. Simply put, you need the right debt relief solution to get where you need to be.

Unfortunately, not every path you can take to get out of debt is going to work in every situation. You need to find the right relief option for your unique financial situation – and you need to avoid taking actions that can potentially make your situation worse. The information below is designed to help you take the right path to find debt relief. If you’re facing challenges with debt and need help, call Consolidated Credit today at or complete an online application to request a free debt analysis from a certified credit counselor.

The DO’s of Credit Card Debt Relief

Here is what you definitely should do as you work to find the right solution for unique financial and credit needs:

Good choices for credit card debt relief

The DON’Ts of Credit Card Debt Relief

Now that you know what you should do as you seek debt relief, here’s an in-depth look at what you should avoid:

Wrong choices for credit card debt relief

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

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With this amount of debt, you'd pay around $xx.xx on a DMP.

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