Understanding Debt
Do I Need Help?
Most unsecured debts may be included in our Debt Management Program.
What is Unsecured Debt
Unsecured debt is any debt that doesn't require you to put up collateral that could be repossessed if you don't make the payments (a car or automobile, for example). These usually include credit card bills, medical bills, or personal loans.
While we can't consolidate most student loans or tax debts, we do provide referrals to qualified organizations that provide those services.
Please visit the Understanding Debt section of our website for more information.
| Credit Cards: What You Need to Know | |
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This basic ‘Credit 101' publication explores the pros and cons of using credit, provides a guide and calculation formula to help consumers find out how much credit they can afford, and offers advice on what elements should be considered before applying for a credit card, how to build a positive credit history, and existing credit rights. |
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