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Credit Counseling Services

If you’re struggling with your debts or looking for better ways to manage your finances then Credit Counseling could be the solution that you’re looking for. In this section, Consolidated Credit Counseling Services, Inc. offers an overview on the credit counseling process, explaining how counselors help consumers explore their debt relief options.

Your Free Credit Counseling Session

Consolidated Credit Counseling Services partners with families and individuals with one goal in mind -- to help them escape from their financial crisis and to solve their debt problems. Our certified professional and caring credit counselors are prepared to provide a debt management solution which will be ideal for your personal and financial circumstances, make you aware of other debt relief options, and provide you with educational support.

When you take the first step and contact Consolidated Credit Counseling Services you will begin your journey towards relieving yourself from unsecured debt.

Your free credit counseling session will be as follows:

1: Our certified credit counselor will ask you a series of questions to help discover your economic profile and the main cause of your debt problems. The answers to these questions will provide the foundation for your customized financial solution and shed light on what debt programs will best suit your needs.

2: Your credit counselor will then guide you through a financial assessment by helping you complete a monthly spending plan and budget, or if you prefer you have the option to complete the assessment online as well. Your personal budget analysis will be the key to discover how much money you are spending each month, compared to what your total earnings are each month.

3: The next step in your free credit counseling session will be to decide on the appropriate methods that will help to free you from debt. Consolidated Credit Counseling offers a variety of services that will assist you in achieving financial freedom, including educational programs, professional credit counseling, website tools and money management instruction.

4: Now it’s time to begin your personalized debt management program. If you need to speak with anyone at Consolidated Credit Counseling, please feel free to call us toll-free at 1-888-881-3619 for questions that may arise.

Receive a personalized Free Budget & Debt Analysis now and take your first step towards achieving freedom from debt.

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Self-Help Booklets
Coping with Financial Stress

If you're under financial stress, you may be arguing with your spouse or family members about money, experiencing headaches or panic attacks, hiding bills or receipts from family members, or finding it difficult to sleep at night. Your eating habits may have gone south, and you may find it hard to make it through the day. Use this guide to help you deal with your stress.

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"We are really proud to recommend Consolidated Credit" Dr. Jennifer O’Flanery, Ph.D. President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

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All Consolidated Credit counselors are certified personal financial counselors (CFC)
We’ve helped 5 million people get out of debt!
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Consolidated Credit Consulting Services, INC.
has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, INC. as a valid business.
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Consolidatedcredit.org certificate status


Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating.
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Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company.
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U.S. Department of Housing and Urban Development - HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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