Debt Consolidation in Action: Arkansas

See how your neighbors are using credit counseling to take control.

Every financial situation may be different, but often a state’s residents share similar circumstances when it comes to debt – everything from income levels to the current real estate market is tied significantly to where you live. Today in Arkansas, most borrowers are winning the war against debt in spite of an often uphill battle.

The information on this page is designed to help you understand how debt is really impacting residents in Arkansas, as well as how some borrowers are taking charge with the help of a debt management program. If you’re working to your own overcome issues with debt and you need help, call Consolidated Credit at or fill out an online application for a free consultation with a certified credit counselor.

Debt Statistics in Arkansas

The following statistics show the big picture when it comes to consumer debt today in Arkansas:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Arkansas residents

The following case studies are from real Consolidated Credit clients who live in Arkansas. This can help you get a better picture of what you can expect if you are eligible to consolidate debt through a debt management program.

This has been a very good, professional solution to our problem. Everything was handled in a timely fashion and the results have been outstanding. I sincerely believe you cannot find any service that can compare with them.

Where he started:

  • Total unsecured debt: $28,814.34
  • Estimated interest charges: $16,023.73
  • Time to payoff: 14 years, 1 month
  • Total monthly payments: $1,152.57

After DMP enrollment:

  • Average negotiated interest rate: 11.28%
  • Total interest charges: $3,745.65
  • Time to payoff: 2 years, 9 months
  • Total monthly payment: $992.00
Time Saved:
11 years, 4 months
Monthly Savings:
$106.57
Interest Saved:
$12,278.08
My credit counselor was wonderful and every customer service rep I spoke to was kind and patient.

Where she started:

  • Total unsecured debt: $13,415.00
  • Estimated interest charges: $7,634.05
  • Time to payoff: 14 years
  • Total monthly payments: $525.80

After DMP enrollment:

  • Average negotiated interest rate: 7.50%
  • Total interest charges: $2,268.04
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $284.00
Time Saved:
9 years, 5 months
Monthly Savings:
$241.80
Interest Saved:
$5,366.01

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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