Debt Consolidation in Action: Georgia

See how we’ve helped other Georgians overcome challenges with debt.

Debt consolidation usually works the same way regardless of where you live – the options available for relief in Georgia are pretty much the same as those used in California or even Washington D.C.

But people who live in the same area often have similar experiences with debt because income levels, costs and standard of living vary by state and region. With that in mind, it can be helpful to understand how other Georgians are handling their debt as you work to solve any issues you may be having.

The information below gives you a snapshot of debt issues facing Georgians, as well as case studies of some of your Georgia neighbors who we’ve helped. If you’re facing financial challenges and need help, call us at or request help through our online application.

Debt statistics in Georgia

The data below shows you how Georgians are dealing with debt today. Average credit card debt in Georgia is currently higher than the national average of $4,965. In fact, Georgians rank ninth in the most recent list of states with the highest credit card debt.

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics are brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Georgia residents

The following case studies are from real Consolidated Credit clients who live in Georgia. This can help you get a better picture of what you can expect if you are eligible to consolidate debt through a debt management program.

Great service! I would recommend it to anyone looking for an easy-to-use debt solution company.

Where she started:

  • Total unsecured debt: $39,233.00
  • Estimated interest charges: $23,033.64
  • Time to payoff: 13 years, 11 months
  • Total monthly payments: $1,569.32

After DMP enrollment:

  • Average negotiated interest rate: 7.22%
  • Total interest charges: $16,760.04
  • Time to payoff: 4 years, 3 months
  • Total monthly payment: $900.00
Time Saved:
9 years, 8 months
Monthly Savings:
$669.32
Interest Saved:
$16,273.60
I am satisfied with the work that Consolidated Credit has done for me – setting up lowered interest rates and negotiating a payoff plan for my credit cards.

Where she started:

  • Total unsecured debt: $28,982.06
  • Estimated interest charges: $16,833.85
  • Time to payoff: 13 years, 7 months
  • Total monthly payments: $1,159.28

After DMP enrollment:

  • Average negotiated interest rate: 9.25%
  • Total interest charges: $5,481.50
  • Time to payoff: 3 years 11 months
  • Total monthly payment: $741.00
Time Saved:
9 years, 8 months
Monthly Savings:
$412.28
Interest Saved:
$11,402.35
Consolidated Credit entered our lives at a time when I couldn’t see the end of the road. Whenever I call they’re always knowledgeable and ready to assist. With you help, my family and I will get through this!

Where they started:

  • Total unsecured debt: $80,131
  • Estimated interest charges: $47,067.44
  • Time to payoff: 16 years, 2 months
  • Total monthly payments: $3,205.25

After DMP enrollment:

  • Average negotiated interest rate: 6.44%
  • Total interest charges: $14,115.96
  • Time to payoff: 4 years 9 months
  • Total monthly payment: $1,667.00
Time Saved:
11 years, 5 months
Monthly Savings:
$1,538.25
Interest Saved:
$32,951.48

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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