Debt Consolidation in Action: Idaho

Using credit counseling to overcome credit card debt problems.

Idahoans aren’t short on problems when it comes to personal debt. Faced with higher than national average student loan debt, debts in collections and underwater mortgages, residents often have an uphill to achieve stability. Still residents are finding ways to regain control through alternate means, such as debt consolidation and credit counseling.

Below you’ll find current statistics for the state of debt in Idaho, along with helpful case studies and stories of neighbors who have found a path forward using credit counseling. If you have problems with credit card debt and need help to take control, call Consolidated Credit at or complete an online application to schedule a free debt and budget analysis from a certified credit counselor.


 

Debt Statistics in Idaho

The following statistics can help you understand the current situation with debt that Idahoans face today:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Idaho residents

Although every financial situation is unique, the following case studies and testimonials come from real Idaho clients of Consolidated Credit. They may help you get a better idea of what kind of help a debt management program could provide in your own situation.

This agency took a great deal of stress off of me. The electronic update system through the website is great, too. No hassle!

Where she started:

  • Total unsecured debt: $9,790.00
  • Estimated interest charges: $5,241.39
  • Time to payoff: 10 years, 8 months
  • Total monthly payments: $391.60

After DMP enrollment:

  • Average negotiated interest rate: 9.46%
  • Total interest charges: $1,925.39
  • Time to payoff: 3 years, 8 months
  • Total monthly payment: $262.00
Time Saved:
7 years
Monthly Savings:
$129.60
Interest Saved:
$3,316.00
It’s been a very good experience, helping my budget and to pay off my debts.

Where he started:

  • Total unsecured debt: $36,294.00
  • Estimated interest charges: $21,270.47
  • Time to payoff: 14 years, 10 months
  • Total monthly payments: $1,451.76

After DMP enrollment:

  • Average negotiated interest rate: 9.00%
  • Total interest charges: $7,408.24
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $878.00
Time Saved:
10 years, 8 months
Monthly Savings:
$573.76
Interest Saved:
$13,862.23

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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