Debt Consolidation in Action: Illinois

See how we’ve helped your Illinoisan neighbors find the relief they need.

Recent data shows the average U.S. consumer carries a total of $4,965 in credit card debt , but residents in Illinois have slightly more debt than residents in other states. With an average unsecured debt load of $5,166 per borrower, Illinoisans rank 15th for high credit card debt in the nation.

 

With that in mind, it’s no surprise that Consolidated Credit’s certified counselors have worked with so many Illinois residents to overcome problems with debt. Below you’ll find information about some of your neighbors who we’ve helped. If you’re struggling with debt and looking for a solution, we can help. Call or request help through our online application.

Debt statistics in Illinois

Here’s a more in-depth and big-picture look at the situation Illinoisans face with debt today:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics brought to you by America’s Voice on Debt (AVOD)

Credit counseling in Action for Illinois residents

Here are three case studies of Illinois residents of who have enrolled in Consolidated Credit’s debt management program . This can help you get an idea of how we may be able to help you.

Everything has gone smoothly. We’re very pleased with program and the customer service has been awesome. The website is easy to navigate, too. Thank you!

Where she started:

  • Total unsecured debt: $40,962.00
  • Estimated interest charges: $23,944.43
  • Time to payoff: 15 years, 2 months
  • Total monthly payments: $1,628.48

After DMP enrollment:

  • Average negotiated interest rate: 6.76%
  • Total interest charges: $7,042.83
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $961.00
Time Saved:
11 years
Monthly Savings:
$677.48
Interest Saved:
$16,901.60
Consolidated Credit is great. You all have helped me through a really difficult time in my life.

Where she started:

  • Total unsecured debt: $84,908.00
  • Estimated interest charges: $49,932.98
  • Time to payoff: 15 years, 7 months
  • Total monthly payments: $3,396.32

After DMP enrollment:

  • Average negotiated interest rate: 6.74%
  • Total interest charges: $12,622.27
  • Time to payoff: 4 years, 8 months
  • Total monthly payment: $1,762.00
Time Saved:
10 years, 11 months
Monthly Savings:
$1,634.32
Interest Saved:
$37,310.71
I’m so thankful I came across this help on the internet. It’s been a life saver!

Where he started:

  • Total unsecured debt: $17,162.00
  • Estimated interest charges: $9,791.37
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $686.48

After DMP enrollment:

  • Average negotiated interest rate: 2.25%
  • Total interest charges: $1,489.34
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $370.00
Time Saved:
8 years, 3 months
Monthly Savings:
$316.48
Interest Saved:
$8,302.03

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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