Debt Consolidation in Action: Kansas

Using certified credit counseling to achieve freedom in spite of debt.

When it comes to household debt, families in Kansas face a situation that’s on par with debt levels throughout the country. From high student loan debt balances to homes still underwater as property values fail to match up to mortgage balances, Kansans face some tough challenges to maintain financial stability. When you add in credit card debts and collections such as medical debt, the situation often gets even tougher.

Thankfully, residents are finding ways to overcome these various challenges with debt to achieve success. The information below can help you understand the current state of debt in Kansas and how some of your neighbors have used credit counseling to find relief. If you’re in a similar situation, call Consolidated Credit today at or fill out our online application to request a free debt and budget evaluation from a certified credit counselor.

Debt Statistics in Kansas

The following statistics can give you a snapshot of the situation that the average Kansas family faces when it comes to personal debt.

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Kansas residents

While every situation with debt is personal and unique, it can be helpful to see how other borrowers in similar circumstances have found relief. The following case studies come from real Kansans who have used a debt management program to regain financial control.

I am debt free thank to Consolidated Credit. What a blessing from God this program has been to us.

Where he started:

  • Total unsecured debt: $55,817.00
  • Estimated interest charges: $32,604.79
  • Time to payoff: 15 years, 6 months
  • Total monthly payments: $2,232.68

After DMP enrollment:

  • Average negotiated interest rate: 8.13%
  • Total interest charges: $9,232.05
  • Time to payoff: 4 years, 4 months
  • Total monthly payment: $1,274.00
Time Saved:
9 years, 2 months
Monthly Savings:
$958.68
Interest Saved:
$23,372.74
My counselor was great! He explained everything to me and answered all my questions in a timely manner.

Where he started:

  • Total unsecured debt: $54,683.00
  • Estimated interest charges: $32,177.35
  • Time to payoff: 15 years, 9 months
  • Total monthly payments: $2,187.32

After DMP enrollment:

  • Average negotiated interest rate: 6.00%
  • Total interest charges: $9,405.92
  • Time to payoff: 4 years, 4 months
  • Total monthly payment: $1,238.00
Time Saved:
11 years, 5 months
Monthly Savings:
$949.32
Interest Saved:
$22,771.43
No complaints. This is an excellent service.

Where she started:

  • Total unsecured debt: $23,460.48
  • Estimated interest charges: $23,064.35
  • Time to payoff: 12 years, 3 months
  • Total monthly payments: $938.42

After DMP enrollment:

  • Average negotiated interest rate: 5.44%
  • Total interest charges: $2,737.53
  • Time to payoff: 4 years, 3 months
  • Total monthly payment: $531.00
Time Saved:
8 years
Monthly Savings:
$407.42
Interest Saved:
$10,326.82

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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