Debt Consolidation in Action: New Hampshire

Residents overcome challenges with debt to achieve financial stability.

When it comes to personal debt, statistically New Hampshire residents are fairly on par with the rest of the U.S. – mortgage and credit card delinquency are close to national averages, as are the stats for collectible debts. On the other hand, average student loan debt is much higher than the national average of $26,529 by over $6,000. The state also boasts the 11th highest average credit card debt in the nation. Those burdens can bring significant financial stress to borrowers.

Thankfully, New Hampshirites have found ways to achieve and maintain financial stability in spite of these challenges. Many borrowers have turned to debt consolidation to reduce credit card debt. If you’re in debt and exploring options to regain control of your own financial life, we can help. Call Consolidated Credit at or fill out an online application to request a free, confidential debt analysis from a certified credit counselor.

Debt Statistics in New Hampshire

The stats below can help you understand where the average New Hampshire family stands with debt today:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for New Hampshire residents

No two financial situations are identical, but common issues are often solved with similar solutions. With that in mind, the stories below can help you understand how some of your neighbors have found relief from credit card debt through debt consolidation.

My experience has been nothing but excellent.

Where she started:

  • Total unsecured debt: $20,370.00
  • Estimated interest charges: $11,716.12
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $814.80

After DMP enrollment:

  • Average negotiated interest rate: 7.93%
  • Total interest charges: $3,585.24
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $486.00
Time Saved:
8 years, 4 months
Monthly Savings:
$328.80
Interest Saved:
$8,130.88
Debt free in 4 years – what would have been a lifetime… Priceless! I sleep at night now. Seeing my debt go down each month and lifted my spirits and made me SMILE every time!

Where he started:

  • Total unsecured debt: $6,927.00
  • Estimated interest charges: $3,903.32
  • Time to payoff: 11 years, 2 months
  • Total monthly payments: $277.08

After DMP enrollment:

  • Average negotiated interest rate: 2.00%
  • Total interest charges: $310.63
  • Time to payoff: 4 years, 3 months
  • Total monthly payment: $142.00
Time Saved:
6 years, 11 months
Monthly Savings:
$135.08
Interest Saved:
$3,592.69
All of the representatives have been knowledgeable, helpful and professional.

Where he started:

  • Total unsecured debt: $23,278.00
  • Estimated interest charges: $13,208.13
  • Time to payoff: 14 years
  • Total monthly payments: $931.12

After DMP enrollment:

  • Average negotiated interest rate: 6.30%
  • Total interest charges: $2,321.85
  • Time to payoff: 3 years, 9 months
  • Total monthly payment: $570.00
Time Saved:
10 years, 3 months
Monthly Savings:
$361.12
Interest Saved:
$10,886.28

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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