Debt Consolidation in Action: New York

Learn how we’ve helped your fellow New Yorkers overcome debt problems.

No two people have the same experience with debt, but where you live DOES have an impact on your ability to manage your money and address challenges you may face every day. From the income you’re able to earn where you live to the state of the real estate market around you, there are plenty of factors that affect your ability to manage debt based on your state or region.

The information below is designed to help you understand what situation New Yorkers are facing with debt today. We’ve helped thousands of your neighbors get the help they need. Now we’re here to help you. Call or ask for help now through our online application.

Debt statistics in New York

The following statistics can give you a better idea of how New Yorkers are handling debt in today’s economy:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics are brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for New York residents

The three case studies below come from real New York residents who’ve successfully eliminated their debt with the help of a debt management program through Consolidated Credit.

Consolidated Credit helped me get out of debt fast. Their customer service reps are very friendly and understanding. Their debt management program is the best.

Where he started:

  • Total unsecured debt: $26,505.00
  • Estimated interest charges: $15,396.98
  • Time to payoff: 13 years, 10 months
  • Total monthly payments: $1,060.20

After DMP enrollment:

  • Average negotiated interest rate: 7.50%
  • Total interest charges: $4,592.62
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $607.00
Time Saved:
9 years, 6 months
Monthly Savings:
$677.48
Interest Saved:
$16,901.60
A close family member highly recommended your services, and now so would I. You helped to make going through an unpleasant financial situation less embarrassing.

Where she started:

  • Total unsecured debt: $16,500.00
  • Estimated interest charges: $9,141.04
  • Time to payoff: 11 years, 11 months
  • Total monthly payments: $660.00

After DMP enrollment:

  • Average negotiated interest rate: 9.33%
  • Total interest charges: $2,818.04
  • Time to payoff: 4 years, 3 months
  • Total monthly payment: $375.00
Time Saved:
7 years, 8 months
Monthly Savings:
$285.00
Interest Saved:
$6,323.00
I’ve been very satisfied with Consolidated Credit. The representatives are very professional every time I call. I would strongly recommend them to anyone with substantial debt.

Where he started:

  • Total unsecured debt: $12,385.00
  • Estimated interest charges: $6,798.39
  • Time to payoff: 11 years
  • Total monthly payments: $495.40

After DMP enrollment:

  • Average negotiated interest rate: 4.20%
  • Total interest charges: $667.44
  • Time to payoff: 2 years 6 months
  • Total monthly payment: $440.00
Time Saved:
8 years, 6 months
Monthly Savings:
$55.40
Interest Saved:
$6,130.95

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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