Debt Consolidation in Action: Ohio

See how other Ohio residents are meeting challenges with debt head-on.

Credit card debt problems aren’t unique to Ohioans, but the financial environment for neighbors is often similar enough that it’s worth taking a look at how debt impacts people where you live. It can also be helpful to look at what they’ve done to regain control and see the success they’ve had to inspire your own journey.

That’s why we’ve created this page to help you understand how debt is affecting people in Ohio and what they’ve done to overcome those challenges. If you’re struggling with debt, call us today at or use our online application to request help now.

Debt statistics in Ohio

Here’s a quick look at how debt is affecting people in Ohio, in general:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics are brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Ohio residents

The following testimonials and case studies come from real clients that Consolidated Credit has been able to help in Ohio so you can set some expectations for your own journey out of debt.

We were overwhelmed by debt and our problems snowballed quickly. We were in danger of losing everything in bankruptcy but Consolidated Credit put us on a plan to be debt free. Words can’t express how amazing this feels!

Where he started:

  • Total unsecured debt: $26,732.00
  • Estimated interest charges: $15,027.21
  • Time to payoff: 13 years, 4 months
  • Total monthly payments: $1,069.28

After DMP enrollment:

  • Average negotiated interest rate: 9.38%
  • Total interest charges: $4,642.99
  • Time to payoff: 3 years, 11 months
  • Total monthly payment: $651.00
Time Saved:
9 years, 5 months
Monthly Savings:
$418.28
Interest Saved:
$10,384.22
I’ve had no worries since signing on with Consolidated Credit and I will be debt free in a few months.

Where she started:

  • Total unsecured debt: $18,545.00
  • Estimated interest charges: $9,988.70
  • Time to payoff: 11 years, 11 months
  • Total monthly payments: $741.80

After DMP enrollment:

  • Average negotiated interest rate: 9.47%
  • Total interest charges: $3,011.23
  • Time to payoff: 3 years, 5 months
  • Total monthly payment: $512.00
Time Saved:
7 years, 8 months
Monthly Savings:
$229,80
Interest Saved:
$6,977.47
Thank you to Consolidated Credit and all your reps. Everyone has been so helpful and understanding.

Where she started:

  • Total unsecured debt: $44,884.88
  • Estimated interest charges: $25,711.24
  • Time to payoff: 14 years, 3 months
  • Total monthly payments: $1,803.95

After DMP enrollment:

  • Average negotiated interest rate: 8.50%
  • Total interest charges: $5,048.34
  • Time to payoff: 4 years
  • Total monthly payment: $1,013.00
Time Saved:
10 years, 3 months
Monthly Savings:
$790.95
Interest Saved:
$20,662.90

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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