Debt Consolidation in Action: Oklahoma

See how your neighbors are addressing issues with debt through credit counseling.

No state has the corner market on challenges with debt, but by and large Oklahomans are doing pretty well when it comes to meeting those challenges compared to residents of other states. For instance, although Oklahomans rank 24th for high credit card debt balances in the U.S. they fall behind on their bills less than 2 percent of the time. And while over 12 percent of homes are still underwater after the market collapse in 2009, less than 4 percent of those homeowners have fallen behind on their mortgage payments.

Still, debt problems aren’t always easy to overcome on your own. If you’re working to face your own challenges head-on, you don’t have to go it alone. Call Consolidated Credit at or complete an online application to ask for a free confidential debt evaluation from a certified credit counselor.

Debt statistics in Oklahoma

These are the latest statistics for the state of debt in Nebraska. This can give you a better idea of the situation you and your neighbors face.

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics are brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Oklahoma residents

The following three case studies and client testimonials come from some of your actual neighbors in Oklahoma. This can give you an idea of how credit counseling may be able to help you if you qualify for enrollment in a debt management program.

We struggled for a long time and realized there was just no way to get out of this mess without help. My call to Consolidated was a last-ditch ever to figure out a solution and now we have a plan that’s making headway on getting rid of this debt.

Where she started:

  • Total unsecured debt: $103,452.00
  • Estimated interest charges: $61,565.00
  • Time to payoff: 17 years, 11 months
  • Total monthly payments: $4,138.08

After DMP enrollment:

  • Average negotiated interest rate: 6.69%
  • Total interest charges: $18,541.81
  • Time to payoff: 4 years, 8 months
  • Total monthly payment: $2,180.00
Time Saved:
13 years, 3 months
Monthly Savings:
$1,958.08
Interest Saved:
$43,023.19
I don’t think I could have gotten with a better company for the job I needed done. My experience with Consolidated has made me so much more comfortable with my debt situation.

Where he started:

  • Total unsecured debt: $8,515.00
  • Estimated interest charges: $4,350.11
  • Time to payoff: 9 years, 3 months
  • Total monthly payments: $340.60

After DMP enrollment:

  • Average negotiated interest rate: 11.47%
  • Total interest charges: $1,705.92
  • Time to payoff: 3 years, 4 months
  • Total monthly payment: $255.00
Time Saved:
5 years, 11 months
Monthly Savings:
$85.60
Interest Saved:
$2,644.91
These services have been a blessing to me because it’s take a load off my shoulders.

Where she started:

  • Total unsecured debt: $6,842.00
  • Estimated interest charges: $3,220.00
  • Time to payoff: 6 years, 10 months
  • Total monthly payments: $273.68

After DMP enrollment:

  • Average negotiated interest rate: 9.26%
  • Total interest charges: $1,300.67
  • Time to payoff: 3 years
  • Total monthly payment: $224.00
Time Saved:
3 years, 10 months
Monthly Savings:
$49.68
Interest Saved:
$1,919.33

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

FREE Debt Consultation