Debt Consolidation in Action: South Dakota

How South Dakotans are meeting personal debt challenges head-on.

If there were ever a time when South Dakotans should be proud to rank 49th in the U.S., it’s in the ranking for the highest credit card debt in the nation. Although residents have faced similar challenges from things like a weak economy, high unemployment and the real estate market downturn, South Dakotans as a whole have managed to persevere – but that doesn’t mean that the journey has been easy or they’ve done it on their own.

The information below can help you understand the state of debt that South Dakotans face in today’s economy. If you’re struggling to overcome financial challenges on your own, we can help. Call Consolidated Credit today at or complete an online application to ask for a free confidential debt evaluation from a certified credit counselor.

Debt statistics in South Dakota

Here are some helpful statistics about the state of personal debt in South Dakota today.

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics are brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for South Dakota residents

The case study and testimonial below show you how we were able to help a real live person in South Dakota to get the debt relief they needed. You can use this example to help you set some expectations for how credit counseling may be able to help you.

This has been such a great service and a great experience. Thank you!

Where she started:

  • Total unsecured debt: $41,277.00
  • Estimated interest charges: $24,133.79
  • Time to payoff: 14 years, 11 months
  • Total monthly payments: $1,651.08

After DMP enrollment:

  • Average negotiated interest rate: 3.66%
  • Total interest charges: $3,008.17
  • Time to payoff: 4 years, 10 months
  • Total monthly payment: $764.00
Time Saved:
10 years, 1 month
Monthly Savings:
$887.08
Interest Saved:
$21,125.62

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

FREE Debt Consultation
VE Interactive