Debt Consolidation in Action: Utah

Utah residents take action to avoid delinquency, default and bankruptcy.

When it comes to debt problems, Utahns tend to be highly proactive about finding solutions before things get really out of control. That may explain why the state’s average rates of student loan default, mortgage and credit card delinquency and even collectible debts are all lower than national averages. That’s not to say residents don’t face challenges – they just tend to take action to overcome those challenges quickly.

With that in mind, the information below can help you understand how debt is impacting Utah residents today and how some have found a way to regain control through credit counseling an debt consolidation. If you’re facing your own challenges, call Consolidated Credit at or complete an online application to schedule a free debt analysis with a certified credit counselor.


Debt Statistics in Utah

These statistics provide a quick look at the current situation Utahns face with personal debt today:

[1] http://www.washingtonpost.com/blogs/govbeat/wp/2013/08/20/ranking-the-states-credit-card-debt/

All other statistics brought to you by America’s Voice on Debt (AVOD)

Credit Counseling in Action for Utah residents

The following case study and testimonial comes from a real client of Consolidated Credit who lives in Utah. Every financial situation is different, but this can give you a better idea of how we may be able to help you regain control through debt consolidation.

Finding Consolidated Credit has been such a blessing. I feel like I can see a light at the end of the tunnel.

Where he started:

  • Total unsecured debt: $39,258.00
  • Estimated interest charges: $22,922.36
  • Time to payoff: 14 years, 10 months
  • Total monthly payments: $1,570.32

After DMP enrollment:

  • Average negotiated interest rate: 4.38%
  • Total interest charges: $4,077.58
  • Time to payoff: 4 years, 6 months
  • Total monthly payment: $807.00
Time Saved:
10 years, 4 months
Monthly Savings:
$763.32
Interest Saved:
$18,844.78

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

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