Print out this form and use it to track your family expenses. List all
monthly expenses and divide them into the following categories.
Fixed Expenses are those items where payment amounts can not be varied
or adjusted.
|
Consolidated's Expense Worksheets
Print out this form and use it to track your family expenses. List all
monthly expenses and divide them into the following categories.
Fixed Expenses are those items where payment amounts can not be varied
or adjusted.
|
| Monthly Fixed Expenses | Amount |
|
Many times Flexible Expenses are necessary items, but what sets them
apart is that you usually have control over how much money you spend on these
items. Depending upon your particular circumstance, you may find a few of these
items may fall in the Fixed category.
|
| Monthly Flexible Expenses | Current Amount | Adjusted to Balance Income |
|
Discretionary Expenses are items that are not necessary for
survival. If your expense to income ratio is out of balance and you are spending
more money than you earn, items from this category should be eliminated or cut
back.
|
| Monthly Discretionary Expenses | Current Amount | Adjusted to Balance Income |
| Recreation |  |
|
| Movies / Plays / Sporting Events | |
|
| Allowances | |
|
| Contributions | |
|
| Vacations | |
|
| Clubs / Hobbies | |
|
| Barber / Beauty Shops | |
|
| Gifts | |
|
| Other | |
|
| Other | |
|
| Total | |
|
| Notes: |