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Budgeting Made Easy:

What You Need to Know

Flexible Expenses Worksheet

Flexible expenses are items for which you control the amount spent. These include household and grocery items, restaurant expenses, utilities, entertainment, out of pocket expenses, etc.

After you have tracked your spending for a month, put the total amount spent for each category in the Current Payment field. When you have finished recording your current payments for all of the categories go back and determine if you need to adjust the amount spent.

If you want, or need, to spend less next month on a certain category put that amount in the Adjusted to Balance Income field and allocate that amount to be spent on the category next month.

Monthly
Expenses		 Current
Expenditure		 Adjusted to
Balance Income
Telephone Bill    
Electric/Gas/Oil/Fuel Bills    
Cable Television Bill    
Groceries    
Household Supplies    
School Supplies    
Clothes    
Dry Cleaning/Laundry    
Savings (5% is your goal)    
Other    
Other    
Total    


 


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