Home Buying
Home Shopping Tips
· Consider working with a real estate buyer's agent who will represent your interest. The real estate agent who sells a property usually represents the seller.
· Budget for furniture, window coverings, and renovations. It's very frustrating to buy a home and have it sit half empty. If you haven't set aside money for those items, however, you may find yourself running up additional debt to pay for them.
· Don't wait for the perfect home - it may not exist. But do choose a home that will be comfortable and affordable for at least the next five years.
· Pay for a professional home inspection from an inspector who is a member of the American Society of Home Inspectors (www.ashi.com). If possible, go along during the inspection. Not spending the money for an inspection can be far more costly later on!
· Shop around for your homeowner's insurance when you start shopping for your home. Don't just look at price, but also look at the stability of the insurance company. You want to make sure they can afford to pay claims promptly in the case of a disaster.
Final Words
If you're having trouble saving money toward a home because of debts, contact a professional counselor at Consolidated Credit Counseling Services, Inc. visit http://www.ConsolidatedCredit.org or call toll free at
1-800-SAVE-ME2 for help.
