Do I Need Help?
Danger Signals of Credit Card Debt
- Your credit cards are maxed out and you're only sending in the
minimum payment. Failing to settle your bill in full can lead to whopping finance
charges. And if you skip a payment you will be charged staggering late fees.
- An increasing amount of
income goes to paying your debts. Only
10 - 15% of take-home pay should be spent on credit debt.
- You're using one card to pay off another. Don't fool yourself
into thinking you squaring away your debts. All you're doing is borrowing more money.
- You decide that your next trip to the doctor will have to wait.
If you're jeopardizing you health because of money, it's time to reevaluate your
credit situation.
- Bills are paid with money that was intended for other things.
- Money is borrowed or credit cards are being used to pay for items,
which used to be bought with cash.
- Savings are used to pay current bills.
You can also take our quick quiz and get an idea of your current financial situation. Click here to take our debt quiz
