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Credit Counseling

Your Credit Counseling Session

Consolidated Credit Counseling Services partners with families and individuals with one goal in mind -- to help them escape from their financial crisis and to solve their money management problems. Our certified professional and caring credit counselors are prepared to provide a debt management solution which will be ideal for your personal and financial circumstances, make you aware of other options, and provide you with educational support. 

When you take the first step and contact Consolidated Credit Counseling Services you will begin your journey towards relieving yourself from unsecured debt. 

Your first counseling session will be as follows:

1: Our certified financial counselor will ask you a series of questions to help discover your economic profile and the main cause of your personal financial problems. The answers to these questions will provide the foundation for your customized financial solution and shed light on what programs will best suit your needs.

2: Your credit counselor will then guide you through a financial assessment by helping you complete a monthly spending plan and budget, or if you prefer you have the option to complete it online as well. Your personal budget analysis will be the key to discover how much money you are spending each month, compared to what your total earnings are each month.

3:  The next step in your personal counseling session will be to decide on the appropriate methods that will help to free yourself from debt. Consolidated Credit Counseling offers a variety of services that will assist you in achieving financial freedom, including educational programs, professional counseling, website tools and money management instruction.

4:  Now it’s time to begin your personalized debt management program. If you need to speak with anyone at Consolidated, please feel free to call us toll-free at 1.800.320.9929 for questions that may arise.  

Receive a personalized Free Budget & Debt Analysis now and take your first step towards achieving freedom from debt.