| January 13, 2011

Young people resolve to cut credit card debt, use in 2011

At the start of 2011, many polls indicated that younger Americans made more financial resolutions for the new year, which included aspirations to save more, spend less and cut their credit card debt.

Young Americans were also much more likely than respondents in older demographics to make these kinds of resolutions, a recent Fidelity Investments survey indicates.

In that study, 50 percent of respondents between the 18 and 34 resolved to make a financial resolution for the new year; by comparison, only 30 percent of consumers over the age of 55 voiced similar desires, US News reports. Sixty-five percent said they also intended to increase their savings during the new year.

Older Americans were also 18 percent less likely to report a desire to establish a financial plan than their younger counterparts, the news source says. Retirees – over the age of 65 – were the least likely to want to set a future fiscal goal, as only 16 percent listed it as a priority.

Despite a difference in how the groups will plan for the future, in a recent Gallup poll, most demographics say that 2011 is likely to be a year of fiscal growth for the country.

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