| October 8, 2012

Consolidated Credit, Oppenheim Law Host Seminar for Homeowners

Fort Lauderdale, Fla.— Over 400,000 homeowners in South Florida are still drowning in negative equity, according to a recent Zillow report. That is nearly 43 percent of all homes that have a mortgage in Palm Beach, Broward and Miami-Dade counties. So while there are signs of a housing recovery, buying or selling a home remains a difficult task.

With that in mind, Consolidated Credit is joining forces with Oppenheim Law, a nationally-recognized foreclosure defense law firm, to host a free seminar, “What To Do If I Am Underwater” on Saturday October 13th, from 10 a.m. to 1 p.m., at Consolidated Credit’s Fort Lauderdale office.

Past or present clients of Consolidated Credit and Oppenheim Law, as well as any member of the public who owes more on their home than it is worth are encouraged to attend. However space is limited and pre-registration is encouraged.

Attendees will hear from three speakers who will discuss the current state of the foreclosure crisis and the programs that are available to underwater homeowners.

Roy Oppenheim, Senior Partner, Oppenheim Law

•Oppenheim, a real estate attorney and legal commentator, co-founded Oppenheim Law in 1989 with his wife Ellen, and spent many years representing small builders and other real estate companies. However over the last few years he has seen his firm transformed into one of South Florida”s busiest foreclosure defense law firms. Roy has been featured on Yahoo! and the Huffington Post, among others.

•Roy will speak about what underwater homeowners should do when facing the threat of foreclosure. Oppenheim will talk about foreclosure alternatives, such as short sales, and what homeowners can do to maximize the chances of receiving a loan modification.

Jorge Ruiz, Senior Housing Counselor, Consolidated Credit Counseling

•Ruiz has been a Consolidated Credit Counselor for over seven years. He is certified by the Center for Financial Literacy as a Credit Counselor and Residential Housing Counselor. Mr. Ruiz has specialized training from the Federal Trade Commission, NeighborWorks, and The National Council of La Raza (NCLR), the largest national Hispanic civil rights and advocacy organization in the United States.

•Jorge’s presentation will revolve around how a mortgage delinquency can dramatically impact a homeowner”s credit score, and what can be done to minimize the damage.

Maria Gaitan – Housing and Business Development Manager

•Gaitan has twenty years of management, lending and business development experience with the fourth largest banking institution in the United States, and six years of direct nonprofit management and program development experience in the credit and housing counseling industry. She has delivered financial educational to corporations, nonprofit organizations and government entities across South Florida.

•Maria will discuss Florida’s Hardest Hit Program, which provides mortgage assistance for unemployed homeowners. She will detail what kind of assistance is available and who qualifies for the program.

A question and answer session will follow their presentations. This informative program will be held in the Community Education Center of Consolidated Credit”s South Florida Office, at 5701 West Sunrise Boulevard in Fort Lauderdale from 10 a.m. to 1 p.m. on Saturday October 13th.

To attend “What To Do If I Am Underwater”, please email housing@consolidatedcredit.org to register. Walk In’s will be welcomed as space allows, but priority will be given to those who RSVP prior to the event.

Journalists are invited to cover this event. Please contact April Lewis-Parks at 954-377-9344 or email aparks@consolidatedcredit.org to facilitate coverage.

Speakers can be provided prior to the event upon request.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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