| March 18, 2013

Consolidated Credit Helps Consumers to Spring Clean Their Finances

Spring is the perfect time to clean out your financial clutter.

FORT LAUDERDALE, Fla–Spring is the perfect time to open the windows and clean the dust that accumulated during the winter. It’s also a great opportunity for individuals to give their finances some fresh air. Consolidated Credit offers tips to help consumers clean out the financial clutter and reduce debt.

Just like organizing a messy closet makes people feel more comfortable and happier, getting rid of financial problems gives consumers piece of mind. Tackling financial problems shouldn’t be seen as a negative experience, but as a way for consumers to help their kids through college, enjoy a nice retirement and eliminate debt.

Financial spring cleaning tips:

•Clear out the clutter: Addressing financial problems becomes much easier when records are organized. Consumers should take advantage of tax season to establish new filing habits. For example, they can organize receipts, credit card statements and credit reports into different folders. This habit not only will help consumers to keep their finances organized, but it will allow them to track spending.

•Perform a credit checkup: A clean credit report can be a valuable asset. Consumers can request a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. Individuals should check their reports carefully for accuracy and report any mistakes. Reviewing a credit report is also a great way for consumers to get a snapshot of their financial obligations.

•Wipe out debt: This time of the year is ideal to pay off debt. As consumers start receiving their tax refund, they can put that amount toward their credit card payment. If more money is needed to eliminate debt, consumers can design a savings plan to finish paying their credit card debt by the end of the year.

•Review monthly withholding: Consumers can check if they overpaid or underpaid on their taxes in the previous year. Individuals who paid too much can reduce the amount held from their paychecks and put that money aside to pay off debt or start an emergency fund.

•Check investments: An unstable stock market and a weak economy have affected the investments of many individuals. It’s wise to sit for a couple of minutes to review the interest accrued on investments and make any necessary adjustments to increase capital gains. It’s also important to maintain a healthy balance between the level of risk and earnings-being too aggressive may put consumers’ finances in danger.

About:
Consolidated Credit is one of the nation’s largest credit counseling and has helped over 5 million people with financial issues. Their mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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