| December 10, 2009

Pay off bills to maintain credit score

Consumers should keep in mind that how they deal with managing money and debt problems could affect their credit score.

In a recent guest column for Indiana’s Fort Wayne News-Sentinel, the state’s Secretary of State Todd Rokita wrote that not dealing properly with credit card debt could end up reducing a person’s credit score, which could make it harder for them to get other loans. In order to help their credit score, Rokita said consumers should make sure to always pay their bills on time.

“Also, try to limit the number of credit cards you apply for, and maintain at least one credit card that is more than two years old,” Rokita said.

Along with not paying bills on time, there are a number of other things people may do that will lower their credit score. Recently, FICO noted that the action that could reduce a credit score the most was declaring bankruptcy. Doing so could drop a person’s score by as much as 240 points, depending on where they started on the scale.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

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Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

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