| July 8, 2010

Credit card interest rates stay flat this week

After a sharp spike in late May, the national average for interest rates on credit cards has held more or less steady since mid-June.

According to the latest weekly report from the consumer finance website Bankrate, both fixed- and variable-rate credit cards saw their average annual percentage rates hold steady from the previous week. Fixed-rate cards stayed at 13.74 percent after a very slight increase the previous week, while variable-rate cards were at 14.39 percent for the third straight week.

Just a month ago, Bankrate saw the national average for variable-rate cards as being considerably lower. The company’s survey at the beginning of June found the average variable APR to be at 14.28 percent, and that number was as low as 14.03 percent in mid-May. Meanwhile, fixed-rate cards have held at or near the current rate for months. The increase from 13.7 percent to 13.74 percent two weeks ago was the first time that rate rose since April.

A recent report from the American Bankers Association said that delinquencies on bank-issued credit cards declined in the first quarter of 2010.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

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