| September 13, 2010

Financial lessons for children may pay off in the future

Money woes have always been a notable problem for Americans as many struggle to pay down their loan and credit card debt. Now, the U.S. Department of Education is taking proactive measures to instill financial values in children in hope of a brighter economic future for the next generation.

Charles Schwab’s Money Matters program, which has already impacted 250,000 people across the U.S., is dedicated toward teaching kids fiscal responsibility. Participants range from kindergarten-aged children to high schoolers, the Miami Herald reports. More schools are also working toward modernizing home-economic classes to incorporate financial values.

“The world is changing and economics needs to be taught in a different way,” administrative director for Miami-Dade County Public Schools John Doyle told the newspaper. “There’s a natural interest level that piques when kids hear this stuff because they see the practical applications.”

Parents are encouraged to begin teaching their children about debt and money management at a young age. Analysts say incorporating chores, allowances and savings into everyday life around the house can make a difference in the long run.

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