| September 27, 2010

Massachusetts launches Project Credit Smarts for college students

The U.S. Department of Education is pushing for more financial literacy in classrooms across the country. Colleges are responding with programs dedicated toward providing young adults with crash courses on fiscal responsibility.

Project Credit Smarts, a government program developed by Massachusetts’ Patrick-Murray administration, plans to visit schools across the state this semester. Teachers or representatives from state bank and credit union associations will be sharing their knowledge in freshman macroeconomics or business courses, according to Mass Live, a Massachusetts news site.

“For some of these students, [credit is] like free money to them,” Undersecretary of the Office of Consumer Affairs and Business Regulations Barbara Anthony told Mass Live. “They use those words: free money. It’s really seductive in a way.”

A 2009 Sallie Mae survey found that the average college senior had more than $7,000 in credit card debt at the time of graduation. The estimated total credit card debt that Boston college students carry is more than $500 million, according to the OCABR.

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