Category: Banking

People often don’t consider the cost in time and money that using the wrong banking services can add to your already full plate. From avoiding fees to gaining access to the latest financial tools to manage you money effectively, where you bank can have a big impact on your bottom line and your abilities to manage debt and save. We’ve gathered the latest banking news here so you can put your money in the right place and get the best financing and investment tools for your needs. Does your financial institution give you everything you need to be successful or would you be better off going somewhere else?

How Americans make payments (and for how much)

How America Prefers to Make Payments

January 13th, 2017 | Meghan Stewart

Although debit cards are used more often, credit cards cover more total cost. Consolidated Credit offers tips to maintain a balanced budget free of debt.

Category icon Banking

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Will traditional banks stand the test of time?

Will Traditional Banks Tank?

October 28th, 2016 | April Lewis-Parks

Consumers lack confidence in our current banking system and believe less and less in the power of traditional banks. So what’s next for our money?

Category icon Banking

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How to unbanked manage finances out of pocket

Banking on the Unbanked

September 23rd, 2016 | Meghan Stewart

If you’re unbanked because of past issues or a lack of trust in big banks, we have solutions on how to achieve the basic financial stability you need.

Category icon Banking, For Latinos

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Chase: No Credit Backup on Overdrafts

June 6th, 2016 | Meghan Stewart

Chase banking customers should take note that the company is changing its policy that allows a credit card to be used for account overdraft protection.

Category icon Banking, Credit Cards

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Hispanics Don’t Trust Banks and It’s Costing Them

June 1st, 2016 | Julie Shattock

Hispanics who had bad experiences with financial institutions in their home countries struggle to adapt and unbanked Latinos are becoming all too common.

Category icon Banking, For Latinos

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Payday Overdraft Fees Average $185

May 16th, 2016 | Meghan Stewart

Multiple automated payment requests in a day can drive up overdraft fees on a payday loan. Know what you’re getting into before you borrow for a quick fix.

Category icon Banking, Debt Advice

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Cash or Credit for Small Purchases?

April 1st, 2016 | Meghan Stewart

Cash may still be king when it comes to small purchases for incidentals of less than $5, but debit and credit are closing the gap as more youth prefer plastic.

Category icon Banking, Credit Cards

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Millennials are Elastic about their Plastic

March 30th, 2016 | Michael Koretzky

Millennials are using credit cards effectively and paying off balances in full, but a preference for paycards over bank accounts could be a financial risk.

Category icon Banking, Credit Cards, Young Consumers

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Should You Split Your Bank Accounts?

December 16th, 2015 | Michael Koretzky

Many Americans find benefits in splitting their money between two banks in order to maximize the financial benefits they receive from their accounts.

Category icon Banking

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A Nickel for Your Thoughts?

October 28th, 2015 | Meghan Stewart

Spending more than value of a penny to mint each coin just doesn’t make fiscal sense. Should the federal government close this budgetary spending leak?

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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