Category: Credit Cards

Credit card debt is one of the two main sources of debt that causes challenges for consumers who are working to maintain a balanced budget. They’re a double-edged sword – providing purchasing convenience and incentives at checkout, but also adding financial stress to your budget. When credit card debt gets out of control, it can be tough to maintain stability so you can achieve your goals. We have the latest news, data statistics and trends in the credit card industry, as well as key updates from major credit issuers so you can use credit to your advantage while avoiding problems with debt.

Most Americans have too much credit card debt

3 Ways to Tell America Has Too Much Credit Card Debt

March 17th, 2017 | April Lewis-Parks

Most Americans are carrying what experts refer to as unsustainable debt. We offer 3 ways you can tell that America has too much credit card debt.

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Credit card debt decreases in January but overall debt remains high

Credit Card Debt Decreases in January

March 10th, 2017 | Meghan Alard

A Federal Reserve report finds consumer credit card debt use declined in January – the first decline we’ve seen since February 2016. Get the full story.

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Get help with delinquent debt

Delinquent Cars and Credit Cards

February 20th, 2017 | Meghan Alard

A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.

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Average credit card APR hits record highs

Is Your Credit Card APR on Par?

February 10th, 2017 | April Lewis-Parks

Today’s rates are at record highs on new credit cards, but if you haven’t checked your credit card APR lately, your personal rates may be even higher.

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Average credit card debt piles on

Average Credit Card Debt at $16K

December 30th, 2016 | Meghan Alard

With average credit card debt in the U.S. now at $16,061, Americans are walking a fine line between financial stability and financial distress.

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How the interest rate hike affects you

What the Interest Rate Hike Means for You

December 26th, 2016 | Meghan Alard

The Fed’s interest rate hike last week doesn’t just affect your rates on new loans. Your credit card balances may be higher now, too, with increased APR.

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Credit card debt stacks up

Which Generation has the Most Credit Card Debt?

November 9th, 2016 | Meghan Alard

We look at which generation has the most credit card debt and explain why no matter how old or young you are, there’s no reason to carry a credit card balance.

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New protections for prepaid credit cards

New Protections for Prepaid Credit Cards

October 17th, 2016 | Meghan Alard

If you use prepaid credit cards to avoid high-interest debt, the CFPB has some new prepaid card protections that will affect your usage and accounts.

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Federal Reserve raises rates

Rate Hike May Impact Up to 92 Million Americans

October 10th, 2016 | Meghan Alard

The latest rate increase could impact your budget. See how much you can expect your credit card bills to increase after the new rates take effect.

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Credit card fees mean higher cost going in

Are High Credit Card Fees Worth It for Rewards?

October 3rd, 2016 | Meghan Alard

A new credit card offers big rewards in exchange for a whopping $450 annual fee. We explain how to weigh the benefits of a credit card versus its cost.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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