Category: Credit Cards

Credit card debt is one of the two main sources of debt that causes challenges for consumers who are working to maintain a balanced budget. They’re a double-edged sword – providing purchasing convenience and incentives at checkout, but also adding financial stress to your budget. When credit card debt gets out of control, it can be tough to maintain stability so you can achieve your goals. We have the latest news, data statistics and trends in the credit card industry, as well as key updates from major credit issuers so you can use credit to your advantage while avoiding problems with debt.

Average credit card debt piles on

Average Credit Card Debt at $16K

December 30th, 2016 | Meghan Stewart

With average credit card debt in the U.S. now at $16,061, Americans are walking a fine line between financial stability and financial distress.

Category icon Credit Cards, Debt Relief

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How the interest rate hike affects you

What the Interest Rate Hike Means for You

December 26th, 2016 | Meghan Stewart

The Fed’s interest rate hike last week doesn’t just affect your rates on new loans. Your credit card balances may be higher now, too, with increased APR.

Category icon Credit Cards

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Credit card debt stacks up

Which Generation has the Most Credit Card Debt?

November 9th, 2016 | Meghan Stewart

We look at which generation has the most credit card debt and explain why no matter how old or young you are, there’s no reason to carry a credit card balance.

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New protections for prepaid credit cards

New Protections for Prepaid Credit Cards

October 17th, 2016 | Meghan Stewart

If you use prepaid credit cards to avoid high-interest debt, the CFPB has some new prepaid card protections that will affect your usage and accounts.

Category icon Consumer Rights, Credit Cards

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Federal Reserve raises rates

Rate Hike May Impact Up to 92 Million Americans

October 10th, 2016 | Meghan Stewart

The latest rate increase could impact your budget. See how much you can expect your credit card bills to increase after the new rates take effect.

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Credit card fees mean higher cost going in

Are High Credit Card Fees Worth It for Rewards?

October 3rd, 2016 | Meghan Stewart

A new credit card offers big rewards in exchange for a whopping $450 annual fee. We explain how to weigh the benefits of a credit card versus its cost.

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How the interest rate hike affects you

Credit Card APR at 5-Year High

September 30th, 2016 | Meghan Stewart

The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?

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Credit card debt stacks up

Setting Records in Credit Card Debt

September 28th, 2016 | Meghan Stewart

Americans racked up more credit card debt in the second quarter of this year than any other year before. Are consumer debt levels becoming unsustainable?

Category icon Credit Cards, Debt Relief

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What do your credit card offers say?

What Do Credit Card Offers Say About You?

September 21st, 2016 | Meghan Stewart

Those credit card offers you receive are more tailored to your finances than you think. Here’s the truth about how companies send offers to consumers.

Category icon Credit Cards

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Can you read your credit card agreement?

Can You Read a Credit Card Agreement?

September 14th, 2016 | Meghan Stewart

A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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