Tag: credit card debt ratio

If you want to maintain financial stability, monitoring your credit card debt ratio is key. If your debts are eating up more than 10% of the income you bring home, then debt problems could be on your horizon. Learn effective techniques for using your credit card debt ratio strategically so you can make the right financial choices and avoid common pitfalls that often trip consumers up.

State of debt map

Are You Living in a State of Debt?

Jan 06, 2017 | Meghan Stewart

A new study by CreditCards.com finds most Americans are living in an unsustainable state of debt when it comes to high interest rate credit card debt.

Category icon Debt Advice, Debt Relief

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Average credit card debt piles on

Average Credit Card Debt at $16K

Dec 30, 2016 | Meghan Stewart

With average credit card debt in the U.S. now at $16,061, Americans are walking a fine line between financial stability and financial distress.

Category icon Credit Cards, Debt Relief

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Credit card debt stacks up

Setting Records in Credit Card Debt

Sep 28, 2016 | Meghan Stewart

Americans racked up more credit card debt in the second quarter of this year than any other year before. Are consumer debt levels becoming unsustainable?

Category icon Credit Cards, Debt Relief

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Cross-Country Credit Card Debt Crisis

Jun 30, 2016 | Meghan Stewart

A new study ranks states by revolving consumer debt per capita. High or low, Americans still have too much credit card debt to sustain indefinitely.

Category icon Credit Cards, Debt Advice

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Big Numbers, Big Problems

Jun 09, 2016 | Michael Koretzky

While Americans paid off almost $27 billion in credit card debt in the first quarter of 2016, it’s a drop in the bucket compared to the total debt accrued.

Category icon Credit Cards, Debt Advice, Debt Relief

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Another Credit Card Debt Crisis?

Mar 18, 2016 | Meghan Stewart

Average household credit card debt is just $500 shy of “unsustainable” levels. Here’s what you can do to avoid a personal financial crisis this year.

Category icon Credit Cards, Debt Relief

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Millennials and Emergencies

Mar 16, 2016 | Meghan Stewart

Over half of Americans have more credit card debt than savings, but Millennials may be bucking the trend to save more in household emergency funds.

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Consumer Debt Today

Mar 04, 2016 | Meghan Stewart

A study finds that while average debt levels are rising in all categories from credit cards to student loans, many Americans are living entirely debt free.

Category icon Debt Advice, Debt Relief

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Credit Card Use across America

Jan 29, 2016 | Meghan Stewart

We look at credit card use by state throughout the U.S. to see which consumers are using credit the right way and who is headed for financial distress.

Category icon Credit Cards, Credit Score, Debt Advice

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Millennials and Financial Optimism Bias

Nov 23, 2015 | Meghan Stewart

Millennials feel confident in their credit knowledge but underestimate their credit scores, debt levels and their understanding of how credit scores work.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

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With this amount of debt, you'd pay around $xx.xx on a DMP.

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