Tag: debt-to-income ratio

Balancing your debt burden versus your income level is an essential skill if you want to maintain financial stability. Your debt-to-income ratio helps ensure you keep debt at manageable levels. It’s also a key factor in qualifying for financing on everything from personal loans to your next mortgage, so it’s important to know what your ratio is and what it means for your bottom line.

Cross-Country Credit Card Debt Crisis

Jun 30, 2016 | Meghan Alard

A new study ranks states by revolving consumer debt per capita. High or low, Americans still have too much credit card debt to sustain indefinitely.

Category icon Credit Cards, Debt Advice

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Renters vs. Owners

Apr 15, 2016 | April Lewis-Parks

A study looks at the debts and debt problems of property renters versus homeowners. Is there a correlation between mortgage holders and financial stability?

Category icon Credit Score, Debt Advice, Debt Collection

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Millennials and Financial Optimism Bias

Nov 23, 2015 | Meghan Alard

Millennials feel confident in their credit knowledge but underestimate their credit scores, debt levels and their understanding of how credit scores work.

Category icon Credit Score

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Auto Loan Debt Grows in 2015

Nov 19, 2015 | Meghan Alard

Total U.S. auto loan debt hits a post-recession high. We help car buyers maintain budget control with tips for managing debt and transportation costs.

Category icon Auto

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National Simplify Your Life Week

Aug 03, 2015 | Meghan Alard

Consolidated Credit offers 3 tips for reducing financial clutter so you can get organized and have an easier time maintaining financial stability.

Category icon Financial Wellness

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Poor Financial Health Cripples American Households

May 04, 2015 | Monica Victor

Americans, regardless of income are suffering from poor financial health; the cause has more to do with how we manage money, less with how much we own.

Category icon Financial Wellness

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Have We Learned Our Lesson with Credit Card Debt?

Mar 09, 2015 | Meghan Alard

Equifax finds total credit card debt increased last year, but utilization remains low. It may be good for the economy, but is it good for consumers?

Category icon Credit Cards, Credit Score, Debt Advice

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Bankers Worry about Delinquent Debt

Feb 02, 2015 | Meghan Alard

An annual FICO survey of risk officers indicates banks have concerns that consumers will take on too much debt that they cannot afford to pay back.

Category icon Banking, Debt Advice

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Step-By-Step Plan To Getting Out Of Debt

Feb 06, 2009 | April Lewis-Parks

With the economy in a slump, one can sympathize with the number of people currently facing debt.

Category icon Debt Advice

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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With this amount of debt, you'd pay around $xx.xx on a DMP.

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