Tag: mortgages

A mortgage represents most borrowers’ biggest debt, but it’s also tied to their greatest asset. This creates a double-edged financial sword that makes it critical to manage your mortgage debt effectively. But when everything from changes in the real estate market to new regulations from HUD can affect your debt and monthly payments, it can be hard to keep up. The following articles can help you understand today’s mortgage market and what it means for you as a homeowner.

Student loan debt repayment comes home

Bringing Student Debt Repayment Home

Dec 07, 2016 | Meghan Alard

A new homebuyer assistance program in Maryland provides a means for borrowers burdened by student loan debt to achieve homeownership faster.

Category icon Homebuyers, Housing, Student Debt

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Working to achieve mortgage approval

The Mortgage Lending Paradox

Sep 19, 2016 | Meghan Alard

As the mortgage default rate nears zero, some believe it’s a sign lending standards are too strict. Here’s what homebuyers can do to get approval.

Category icon Homebuyers

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Overcoming the initial cost of homeownership

Homebuyer Assistance Programs Under Review

Aug 24, 2016 | Meghan Alard

HUD is calling for an investigation of down payment assistance programs to ensure practices are fair, but homebuyers may simply not be fully informed.

Category icon Homebuyers, Housing

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Achieve the credit score you want

Credit Score Obstacle to Homebuying

Jul 29, 2016 | Meghan Alard

A low credit score may not be as much of a roadblock to buying a home as you might think. A good credit building strategy can get you there within the year.

Category icon Credit Score, Homebuyers

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The Brexit may impact the real estate market here

Why Brexit Matters for US Homebuyers

Jul 14, 2016 | Meghan Alard

What’s happening in the political arena across the pond in Britain and the EU has a big impact on the mortgage rates and the real estate market in the U.S.

Category icon Homebuyers, Housing

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Mortgage Market Heats Up

May 02, 2016 | Meghan Alard

2015 was a big year in mortgage lending, outreaching 2014 across the board, but is this a true real estate recovery or a return to risk subprime lending?

Category icon Homebuyers, Housing

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Does Education Predetermine Financial Success?

Apr 18, 2016 | Meghan Alard

You might think student loan debt prevents college attendees from attaining financial milestones like homeownership, but they’re more likely to hold mortgages.

Category icon Financial Wellness, Student Debt

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Renters vs. Owners

Apr 15, 2016 | April Lewis-Parks

A study looks at the debts and debt problems of property renters versus homeowners. Is there a correlation between mortgage holders and financial stability?

Category icon Credit Score, Debt Advice, Debt Collection

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Why Don’t More Seniors Use Reverse Mortgages?

Apr 11, 2016 | Meghan Alard

Statistics show only 2% of eligible seniors take advantage of reverse mortgages to access valuable home equity. Is cognitive aging to blame for the aversion?

Category icon Housing, Seniors

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Have You Taken Advantage of HAMP?

Mar 28, 2016 | Meghan Alard

Mortgage modification could reduce your monthly payments and make your mortgage reflect your real property value; just be careful with new closing costs.

Category icon Foreclosure, Housing

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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