| October 15, 2015

How to Drive your Teen Crazy – the Right Way

Junior Achievement has a new website to quickly teach smart car tips.

Few conversations frustrate parents more than teenagers who talk about buying their own cars.

Parent: “This is a big financial commitment…”

Teen: “Nah, I found a really hot car that costs only $1,500!”

Parent: “But is it in good condition? Do you have enough money for insurance? For maintenance?”

Teen: “Those are just details! Don’t worry!”

Of course, parents have reasons to worry. A new poll by Junior Achievement, the world’s largest financial educator of young people, shows 45 percent of 16- and 17-year-old drivers “did not know that proof of income was required by auto lenders” – which makes you wonder what these teens were thinking. They expect to get a car loan without proving they can pay it back?

So Junior Achievement partnered with Honda Financial Services to create a simple yet quick way to educate these teen drivers. It’s called the Financial Test Drive.

Junior Achievement logo

The interactive test has only five questions, all based on the results of the aforementioned poll. It focuses on the gaps in those teen drivers’ knowledge.

“If parents can convince their teen drivers to spend two minutes on this test – and that’s literally all it takes – those teens might realize they need to consider more than the sticker price when buying a car,” says Consolidated Credit president Gary Herman. “Junior Achievement has always been creative about making financial education more of a game and less of a chore. This is just their latest triumph.”

Consolidated Credit has actively supported Junior Achievement and counseled parents on how to transition teens to financial success. To learn more about Junior Achievement, visit www.ja.org.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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