Infographic: How to Get Your “Yes” for Less

Avoiding the high cost and debt that can come with your proposal.

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So you want to pop the question, but you don’t want to break the bank. And that’s a serious concern when the average engagement ring can cost over $5,500 and the cost of the actual proposal can add another $3,000. Of course, you want the moment to be perfect for both of you, but going overboard on your engagement may not leave much for the wedding or the marital bliss that’s supposed to follow after.

With that in mind, we’ve taken a close look at the cost of the average proposal and engagement ring, as well as looking at trends and actual ring prices to see what you can do to make the perfect proposal without going into serious debt to do it. Encouragingly, what we found is that you can create the perfect moment and even get a great ring without taking on thousands of dollars or more that you may still be struggling to pay back as you try to start your life together.

In case you’re wondering just how much of a burden that could be, let’s just take the minimum of the average ring and proposal. That’s $500 for the proposal plus another $3,456 on the ring. That’s $3,956 that you’ll likely have to put on credit. Even at a respectable credit card interest rate of 13 percent, you can wind up paying off the debt for over 20 years and face $4,124.95 in added interest charges if you can only make the minimum payments.

And remember, if you’re facing this kind of debt because you went a little overboard in the name of love, we can help. Call Consolidated Credit today at or take the first step to freedom from debt with a request for a Free Debt & Budget Analysis.

Engagement infographic helps you get your yes for less

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