Infographic: Overstuffed Stockings, Too Much Yule

Tips to help you come in under-budget for the holidays this year.

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While Black Friday sales were down 11 percent from last year, most analysts still expect the average consumer will wind up spending more than they did in 2013. In fact, the average family can expect to spend about 5-13 percent more this year than they did last, once all is said and done.

Are you overspending on the holidays?

All of these added costs right at the end of the year have a way of throwing your budget off. In the end, many consumers rely on credit cards to get through the holidays. As a result, the holidays cost even more with interest added before the debt can be paid off. It’s a bad way to start the New Year, because you’re already behind with debt.

With that in mind, Consolidated Credit has put together the infographic below to help you understand where you have the most risk of overspending for the holidays. We also offer some tips you can follow to get through the holidays without amassing more debt. If you have questions or you’re already in the hole and need help, call us at to speak with a certified credit counselor or complete an online application form.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

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Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

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