| April 30, 2015

Minnesota State Senate Passes Medical Debt Relief Bill

Bill allows residents to go to court to temporarily halt medical debt collections.

Residents of Minnesota facing problems with unpaid medical bills may have just earned a respite thanks to a new bill from just passed by the State Senate. The medical debt relief bill gives Minnesota residents the opportunity to get a court injunction for the purpose of preventing collectors from stopping “medical care, garnishing wages, causing arrest or taking other Extraordinary Collection Actions.”

The bill will not give a judge the right to decrease the amount of medical debt owed or to remove it from the debtor’s responsibility. It simply delays the collection process, which breaks federal IRS rules, until the resident gets the necessary info regarding the “financial assistance policy.” Still, this would give residents an opportunity to make arrangements to regain financial control without affecting any medical care they may be receiving.

The bill was created by Senator Kevin Dahle and he recently said, “”Right now, individual Minnesotans have absolutely no recourse when faced with a collection action, and that too often lands them in inescapable debt.” The Minnesota House must still vote on the bill before it gets sent to Governor Mark Dayton.

The bill pertains to charges incurred at nonprofit hospitals only and is exclusively for medical debt. Many people in the United States are facing medical debt challenges and it’s been especially tough for Minnesota residents, leading the State Senate to act.

The Minnesota Tribune reported that “13 hospital systems reported a bad-debt increase of $15 million between 2013 and 2014.” One school of thought is that with the Affordable Care Act, more people who are now covered are having a hard time paying the high deductibles, thus forcing them into debt.

If you need assistance with paying your medical debt don’t hesitate to contact Consolidated Credit. We can assess your situation and provide you with the best alternative so you can be debt free. Call us today at to speak with a certified credit counselor at no charge or request a free consultation by completing our easy online application.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

FREE Debt Consultation