What You Need to Get Started
- Account information of all unsecured debt
- Income and expense detail per month
- Co-debtor information
Get Free Housing Counseling
3 Easy Ways to Get Helpful Foreclosure and Mortgage Advice
Consolidated Credit Counseling Services, Inc. is certified by the U.S. Department of Housing and Urban Development (HUD) as a housing counseling agency to help people manage their mortgage, foreclosure, reverse mortgage and/or purchase of a home.
HUD certified housing counselors are ready to help you:
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Get a Reverse MortgageHomeowners aged 62 and over who are interested in the federally-insured reverse mortgage program, called the Home Equity Conversion Mortgage (HECM), are required to get counseling from an HUD certified counselor. We have counselors ready to help.» Learn More |
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Reduce Foreclosure Effects A HUD-certified housing counselor will meet with you to establish a budget and determine the best path to either resolve foreclosure or mitigate the effects of foreclosure. Counseling will also offer you assistance in dealing with your lender and explain how to avoid predatory lending. |
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Purchase a Home If you plan to purchase a home in the near future, our HUD certified housing counselors can show you steps on how to buy a home with an effective action plan to help you get started. |
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Mortgage Repayment CalculatorThis handy mortgage calculator lets you calculate mortgage payments before you buy, to help ensure you’re not buying a home that’s beyond your means. You can also use the calculator to determine the best way to pay back your mortgage so you can maximize the effectiveness of making extra payments.Calculate your mortgage payments |
Attend any of our Housing Counseling Seminars
Consolidated Credit Counseling Services offers free housing counseling seminars on topics such as purchasing a home, getting a reverse mortgage, the foreclosure process and advice, and more. See below our upcoming events:
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No seminars are currently scheduled » Learn More |
Self-Help Booklets
| Avoiding Foreclosure | |
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This publication is for those who are having trouble keeping up with their mortgage. This booklet provides strategies for getting back on track and becoming current with a mortgage. The thought of losing one's home may be so overwhelming that many people try to avoid thinking about it, but that's never the best approach. This publication is designed to help consumers figure out the best course of action to save their homes. |
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Related News
- 04/26/2012 - Making the decision to buy vs. rent
- 12/07/2011 - Are low credit scores hurting the housing recovery?
- 03/29/2011 - New York group seeks funds to fight foreclosure