Homebuyer Education Resources

Homebuyer ResourcesThere’s no class offered in school that tells you how to buy a home and what you need to know. As a result, when it comes time to buy a home, most consumers have to rely on real estate agents, appraisers and mortgage lenders to really know what’s going on. However, wouldn’t you feel better if you completely understood the home buying process so you could have peace of mind that you’re making the right choices as you move forward?

The resources below can help you better understand the home buying and mortgage lending process, as well as help you along the way to find the right home for your needs. If you still have questions or you need more information, call Consolidated Credit today at 1-800-435-2261 to speak with a HUD-certified housing counselor for free.

Property Valuation Links

The following links can help you get a clear picture of the current property values of different homes you are considering, so you can have a better idea of how much homes are worth. You can start focusing your search; the first two links also allow you to search for homes in your area:

Flood Zones

Flood insurance can be a major expense, depending on where you live. High-risk areas will cost a significant amount of money per year. High flood insurance costs could mean that a home that seems affordable would actually be outside of your means. As such, it’s important to know if a property is in a high-risk flood area. You can learn more about flood zones and check specific addresses throughout the country through the FEMA website. Read about zone designations and click “Map Search” to enter a specific address.

Mortgage Calculator

Our free online mortgage calculator can help you determine a target loan amount and terms for your new mortgage. This will help you set a price range for your new home. Using a mortgage calculator once you find a home and start the mortgage lending process can help you avoid purchasing more property than you can afford. Use our free mortgage calculator.

Housing & Mortgage Glossary

Not sure about one of the terms used in this section of the website? Access our free Housing and Mortgage Glossary to find an easy reference to common mortgage and housing terms, including terms related to the home buying process.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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