- Account information of all unsecured debt
- Income and expense detail per month
- Co-debtor information
Budgeting Tips for Your Whole Family
Budgeting isn’t just for adults. High school students, college students and even kids should learn the art of building a useful budget. It’s the foundation of every financial strategy; without a budget you simply won’t know where your money is being spent, or if you can really afford all the items you are purchasing – especially if you are using credit cards to make those purchases.
An effective and accurate budget could save you the stress and humiliation of falling into debt. With a budget you can track your expenses, save money, eliminate wasteful spending and plan out monetary goals for the future. It all makes sense; budgeting for the whole family keeps everyone financially fit.
Every financial situation is different. If you require immediate help or just want to talk with a professional about budgeting or getting out of debt take the first step today. Call Consolidated Credit at 1-800-320-9929 to have a free consultation with a certified credit counselor or get started online with a request for a Free Debt Analysis.
If you’re creating a budget for the first time or just need some additional help with a budget Consolidated Credit provides you with the proper instructions so you can start tracking your money and saving today.
Budgeting can be intimidating, especially if you’ve never built one before. Many people believe it’s just too hard and too time consuming so it’s not worth the effort. That’s really not the case though. It may take some time to set up, but once you get your budget functioning properly it’s just a matter of tracking your spending and finding ways to save money.
- Getting Started
- Organizing Your Budget Numbers
- Focus on Borrowing
- Don't Forget Your Savings
- How to Balance Your Budget
- Analyzing Your Budget
- Making Budget Adjustments
College students don’t usually take the time to budget. That’s a mistake, especially if you have a credit card with you during your school years. It’s easy to forget how much your spending if you don’t keep a budget and track your finances. That’s how college students fall further into debt and forget to save money for their future.
- Creating a College Budget
- Setting Budget Goals
- Using Credit Effectively While You’re at School
- Managing Debt During School
- Building Your Own Saving Strategy
- Planning Your Financial Future
- Beware of Bank Fees!
- Paying Off Student Loans Post-Graduation
- Starting Your Retirement Savings Post-Graduation
- Implementing a Household Budget after Graduation
With the unruly nature of our economic times it’s wise to get your kids involved with budgeting. They will learn the value of a hard-earned dollar and start to understand the consequences of overspending, or not being monetarily alert. Budgeting will give them the groundwork they need to begin a life of sound financial decisions.
- Your Guide to Raising Financially Savvy Kids
- Creating a Kid Friendly Budget
- Spending Needs a Plan, Too!
- Creating Gift Budgets for Kids
- From Piggy Banks to Big Banks
- Kids Save Now, Reap the Rewards Later
- Should Kids and Credit Cards be Introduced?
Need More Help Balancing Your Budget?
When you’re struggling to get ahead of high credit card debt payments, balancing your budget can seem impossible. We can help. Call Consolidated Credit today at 1-800-320-9929 for a free consultation with a certified credit counselor or get started online with a request for a Free Debt Analysis. We also offer a FREE budgeting application for your iPhone that you can download now.