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Budgeting Tips for Your Whole Family

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Budgeting isn’t just for adults. High school students, college students and even kids should learn the art of building a useful budget. It’s the foundation of every financial strategy; without a budget you simply won’t know where your money is being spent, or if you can really afford all the items you are purchasing – especially if you are using credit cards to make those purchases.

An effective and accurate budget could save you the stress and humiliation of falling into debt. With a budget you can track your expenses, save money, eliminate wasteful spending and plan out monetary goals for the future. It all makes sense; budgeting for the whole family keeps everyone financially fit.

Every financial situation is different. If you require immediate help or just want to talk with a professional about budgeting or getting out of debt take the first step today. Call Consolidated Credit at 1-800-320-9929 to have a free consultation with a certified credit counselor or get started online with a request for a Free Debt Analysis.



Introduction to Budgeting

If you’re creating a budget for the first time or just need some additional help with a budget Consolidated Credit provides you with the proper instructions so you can start tracking your money and saving today.


Topics include:

Budgeting Made Easy

Budgeting can be intimidating, especially if you’ve never built one before. Many people believe it’s just too hard and too time consuming so it’s not worth the effort. That’s really not the case though. It may take some time to set up, but once you get your budget functioning properly it’s just a matter of tracking your spending and finding ways to save money.


Topics include:

Budgeting 101 for College Students

College students don’t usually take the time to budget. That’s a mistake, especially if you have a credit card with you during your school years. It’s easy to forget how much your spending if you don’t keep a budget and track your finances. That’s how college students fall further into debt and forget to save money for their future.


Topics include:

Budgeting for Kids

With the unruly nature of our economic times it’s wise to get your kids involved with budgeting. They will learn the value of a hard-earned dollar and start to understand the consequences of overspending, or not being monetarily alert. Budgeting will give them the groundwork they need to begin a life of sound financial decisions.


Topics include:

Need More Help Balancing Your Budget?

When you’re struggling to get ahead of high credit card debt payments, balancing your budget can seem impossible. We can help. Call Consolidated Credit today at 1-800-320-9929 for a free consultation with a certified credit counselor or get started online with a request for a Free Debt Analysis. We also offer a FREE budgeting application for your iPhone that you can download now.





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Self-Help Booklets
Budgeting 101

Many college-bound teens receive credit card offers before they even set foot on campus. Once at school, they are enticed with offers for free T-shirts, concert tickets, or other freebies simply for completing an application. This publication teaches how to successfully manage money, use credit wisely, and avoid credit problems. This course provides students with money management techniques that puts them in control of their money and helps them to graduate with a plan for a successful financial future.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

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All Consolidated Credit counselors are certified personal financial counselors (CFC)
We’ve helped 5 million people get out of debt!
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Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

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Consolidated Credit Consulting Services, Inc.
has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business.
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Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating.
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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company.
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U.S. Department of Housing and Urban Development - HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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What You Need to Get Started
  1. Account information of all unsecured debt
  2. Income and expense detail per month
  3. Co-debtor information
The process is safe and secure, takes under 30 minutes and you can save your information and complete it later. Once everything is entered and you’ve spoken with a counselor, we’ll be able to quickly determine your eligibility and start you on a payment plan. We have successfully helped over five million people since the early 1990’s.