Free budgeting worksheets

Define your financial world so you can build an effective budget.

At Consolidated Credit, we believe the right tools can save you time and hassle when it comes to managing your money so you can avoid problems with debt. With that in mind, we provide the worksheets below to help you create a budget so you know where your money is going.

You can use the worksheets to categorize your transactions and define your expenses as your build your budget. If you’re having trouble setting a limit for your monthly expenses, try taking an average of the past three months. For bills, always choose the highest amount that you pay in a year as the target expenditure in that category, so you know you’ll always have enough money to cover your bills.

And remember, a budget shouldn’t be set in stone – your numbers will change as you and your family grow. With that in mind, you should review your budget numbers often to make sure you’re on the right track. If you find you’re regularly overspending on a certain type of expense, you may need to adjust your target expenditure in that category. At the end of the day, as long as you’re spending less than you earn with money left over for saving, then you’re on the right path.

If you’re having trouble getting your budget to balance or too much debt is eating away at your income, we can help. Call Consolidated Credit today at for a free consultation with a certified credit counselor or ask for help now through our online application.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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With this amount of debt, you'd pay around $xx.xx on a DMP.

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