Print out this form and use it to track your family expenses. List all monthly expenses
and divide them into the following categories. Fixed Expenses are those items where
payment amounts can not be varied or adjusted.
|
Consolidated's Expense Worksheets
Print out this form and use it to track your family expenses. List all monthly expenses
and divide them into the following categories. Fixed Expenses are those items where
payment amounts can not be varied or adjusted.
|
| Monthly Fixed Expenses | Amount |
|
Many times Flexible Expenses are necessary items, but what sets them apart is that
you usually have control over how much money you spend on these items. Depending
upon your particular circumstance, you may find a few of these items may fall in
the Fixed category.
|
| Monthly Flexible Expenses | Current Amount | Adjusted to Balance Income |
|
Discretionary Expenses are items that are not necessary for survival. If your expense
to income ratio is out of balance and you are spending more money than you earn,
items from this category should be eliminated or cut back.
|
| Monthly Discretionary Expenses | Current Amount | Adjusted to Balance Income |
| Recreation |
|
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| Movies / Plays / Sporting Events |
|
|
| Allowances |
|
|
| Contributions |
|
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| Vacations |
|
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| Clubs / Hobbies |
|
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| Barber / Beauty Shops |
|
|
| Gifts |
|
|
| Other |
|
|
| Other |
|
|
| Total |
|
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| Notes: |