Credit Management

How to Repair Your Credit

If you follow illegal advice and commit fraud, you may be subject to prosecution. You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information. It’s a federal crime to make false statements on a loan or credit application, to misrepresent your Social Security Number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.

Under the Credit Repair Organizations Act, credit repair companies cannot require you to pay until they have completed the promised services.

Help Is Available

If your debt is growing, or if you have fallen behind on your bills, Consolidated Credit Counseling Services Inc. may be able to help! Through the years of building solid relationships with hundreds of creditors throughout the country, we have the bargaining power to:

• Get your interest rates significantly reduced and many times even eliminated.

• Get late and overlimit fees waived in most cases.

• Allow you to send in one, low monthly payment.

• Get you out of debt in literally 1/5th the time it might ordinarily take!

• Get your credit back on track.