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Preparing for Life Events

Life has a way of interrupting your financial plans, and adding additional burdens to your personal finances. Somethings, like college or retirement, are natural part of life. However, other life events that happen are out of your control and put you in situations that can drastically affect your personal finances. Don’t let yourself be overwhelmed by a financial crisis. Be prepared to deal with life events by browsing through our articles or downloading booklets from our library.

Stages through Life

College

The best way to save money on college is to start early and plan ahead. Despite the soaring cost of college, there are ways to make getting a higher education affordable. Below are a few articles to help you get started on planning for college and student debt:

Marriage

Many married couples start their lives together strapped with debt. Some bring debts into the marriage, while others get into debt financing their weddings and honeymoons. Eventually, if these money issues aren’t resolved, it can oftentimes lead to divorce and a new series of financial problems. Here are some articles to help you understand how merging your lives can affect your finances:

Retirement

While most Americans think they are on the track to a long and comfortable retirement, many will learn at retirement that they’re not as close as they’d like to be. Taking some time now to plan for your retirement can help you get closer to what you really want. Read more

 

Making Tough Choices

Bankruptcy:

Filing for bankruptcy can have serious and long-term effects on your finances. Before taking this drastic step to deal with your financial problems, make sure you know what you’re getting into. Read more

Death of a Spouse

Losing a spouse is a very stressful event and usually the last thing on a person’s mind is getting their financial situation organized. It’s important to make a plan because you will be going through a time of adjustment, personally and financially. Read more

Debt Settlement

There are advertisements everywhere, promising to get your out of debt for less than your owe. While it may sound good at first, it’s important to understand the advantages and disadvantages of taking this debt option. Read more

Disaster Planning

Each year families across the region watch their money suddenly disappear as they prepare for and go through storms and disasters. The following are some tips that may help you plan for and get through your financial situation during a crisis. Read more

Surviving a Layoff

Losing a job is one of life’s most stressful events. Many people underestimate the time it will take to recover financially from a job loss. Here are some financial steps you need to take to surviving a layoff. Read more

 

Other Considerations

Military

The military has a wide range of departments and resources that can provide personal and financial assistance to military personnel and their families. Click on any of the article series links below to get started:

Travel

It’s important to get away once in a while and spend time with your family. However, there’s a dark side of taking a vacation, the costs. When your vacation leaves you with a stack of bills you can’t pay, it’s hardly relaxing! Use our roadmap to plan a vacation that won’t break the budget. Read more

 

Consolidated Credit Counseling Services has been providing financial education to consumers since the early 1990s. If you’re experiencing life events that are overwhelming and need advice on how to manage your money better, call 1-800-320-9929. A certified credit counselor will do a detailed budget analysis and provide tips on how to improve your personal finances.

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Self-Help Booklets
Affording College

The cost for college can be enormous and the best way to save money on college is to plan ahead and get started early. In fact, starting early in many ways can be the key to making college affordable. This parents' guide discusses various ways to save for a college education.

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"We are really proud to recommend Consolidated Credit" Dr. Jennifer O’Flanery, Ph.D. President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

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