Canada Flag Canada Debt   Spanish Flag En Español         Member Login
Give us a call 1-800-320-9929 

Preparing for Life Events

Life has a way of interrupting your financial plans, and adding additional burdens to your personal finances. Somethings, like college or retirement, are natural part of life. However, other life events that happen are out of your control and put you in situations that can drastically affect your personal finances. Don’t let yourself be overwhelmed by a financial crisis. Be prepared to deal with life events by browsing through our articles or downloading booklets from our library.

Travel

Vacation Budgeting

Lodging

Shop online for discount accommodations, but don’t stop there. Call the hotel or resort directly to ask about discounts. Some websites offer discounts you can’t get elsewhere, but be careful for offers that are “too good to be true.” Check their refund policies in case you aren’t satisfied. Only deal with reputable companies with secure websites.

A suite-type hotel or vacation condominium that includes a kitchen can be also prove to be a money-saver if you make some or all of your own meals instead of eating out. It can be a real bargain for families with children.

A home swap can be an affordable way to visit another city or even international locations. A family stays in your home while you stay in theirs. It can be much cheaper than paying for hotel rooms, and you’ll often get to know your destination in a way that tourists don’t. There are many home exchange networks listed on the Internet, so choose carefully.

Some of the more established ones include www.homeexchange.org and www.Intervac.com.

To learn more, pick up Home Exchange Vacationing: Your Guide to Free Accommodations by Bill and Mary Barbour.

Have fun, do good, and perhaps even get a tax deduction when you take a “volunteer vacation.” Make no mistake about it – on most of these trips you’ll be put to work. But with opportunities such as a rainforest expedition in Costa Rica or elephant conservation in Namibia, there is something for just about any interest. Some trips will be relatively inexpensive, but the accommodations won’t be luxurious, which suits some travelers just fine. Others are pricier and will be more like visiting a resort.

Stay at a National Park (www.nps.gov). There are beautiful parks all across the country, many at reasonable prices. Some are more rustic and will require a tent or camper, while others offer cabins and lodges. The most popular ones fill up fast, so search early for your ideal spot.

Hostels are a cheap alternative for the more adventuresome. Your rooms will usually be dormitory-style and the bathroom may be down the hall, but the price is often right. Visit www.hiayh.org to learn more.

When you check in to a hotel, ask if you can earn frequent traveler or airline miles for your stay. Most chains, and even some independents, participate in one or more of these programs. In addition, some frequent flier mile or traveler reward programs allow you to cash in your miles or points for hotel stays. It doesn’t hurt to ask.

Navigate this Series
Get Relief From Debt
Videos

You need Adobe Flash Player 9 to view this widget.

Get Adobe Flash player

"We are really proud to recommend Consolidated Credit" Dr. Jennifer O’Flanery, Ph.D. President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

Call 1-800-320-9929
to speak with a counselor today!
Click Here


All Consolidated Credit counselors are certified personal financial counselors (CFC)
We’ve helped 5 million people get out of debt!
Call us today and see what we can do for you.


Call 1-800-320-9929
to speak with a counselor today!
Click Here

Consolidated Credit Consulting Services, INC.
has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, INC. as a valid business.
Call us today and see what we can do for you.

Call 1-800-320-9929
to speak with a counselor today!
Click Here
Consolidatedcredit.org certificate status


Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.
Call us today and see what we can do for you.


Call 1-800-320-9929
to speak with a counselor today!
Click Here

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating.
Call us today and see what we can do for you.


Call 1-800-320-9929
to speak with a counselor today!
Click Here
Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company.
To see what we can do for you, give us a call.


Call 1-800-320-9929
to speak with a counselor today!
Click Here

U.S. Department of Housing and Urban Development - HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

Call 1-800-320-9929
to speak with a counselor today!
Click Here

Associations