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Everyday Money Management

Managing your money can sometimes feel like a full time job and balancing that with your busy life can be stressful. Check out our tips and tricks to successful money management. Browse through our articles or download a booklet from our library.

Holidays

Holiday Surviving Guide

Choosing to simplify the holidays can be enriching, no matter why you have arrived at the decision. Putting magic into the holidays takes a flight of fancy, not a spending spree. Don't be concerned that your children will suffer just because money is tight this year. Remember, for children the process of the holidays is more important than the fished product.

The spirit and the anticipation is what give children joy. Creating the holiday spirit is like believing in fairies, it takes positive thinking and an optimistic outlook. Don't think in terms of "we don't have, we can't afford" instead, create the best gift of all - memories. Memories never break or get old; they are things you and your family can cherish forever.

For example:

  • Get the whole family outside as much as possible. Nature grounds us and gives us a sense of our place in the world. Taking family walks, having a sledding party, hosting a marshmallow roast are all virtually free and fill us with the wonder of the season and restore our souls.
  • Tell your children stories about your favorite childhood Christmas or Hanukkah season. Check books out from your library and read a new story every night for week before the big day. The librarians can help you choose the best holiday selections.
  • Teach your children or friends all your favorite holiday songs. Get together with family and friends, hold a practice session, then go caroling at a nursing home, hospital, homeless shelter, and around your neighborhood. You'll feel wonderful.
  • Eat and read stories by candlelight and fill your home with the aromas of the season - your kids will never forget the magical sensation. Candlelight has a magical soothing effect. Whining argumentative children start whispering and get a dreamy look about them. If you have a fireplace, build a fire and turn out all lights. Sing or tell stories, pop popcorn, drink hot chocolate, bundle up together and enjoy the holiday spirit.
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