Saving Money & Long-Term Saving Strategies

Learn how to save to support stability and achieve success.

Help your money grow with savings

Saving money is a key factor in your financial world. Without savings, you’re essentially living on unstable financial ground. One health emergency, unexpected major expense or change in your employment could leave you stuck if you don’t have savings to fall back on. And, while taking on debt might sustain you for a time, it only makes things worse if you hit the end of your credit lines.

Savings is the financial safety net you fall back on if you face challenges. It’s also the way you achieve long-term stability and financial success. The more money you can save, the more you have to put away to reach your goals. From retiring on time without a need to work, to being able to pay for a vacation without putting your finances at risk because of debt, savings is what you use to make things happen for you and your family.

With that in mind, Consolidated Credit has put together a selection of guides that help you do everything from organizing your finances to reach your financial goals, to minimizing certain expenses that tend to drain money that could be used for saving. Of course, the biggest road block to savings is often debt, so if you find yourself struggling to save give us a call at to request a Free Debt & Budget Analysis. You can also ask for help online and a certified credit counselor will be in touch for an evaluation.

Saving basics

Saving money is great in theory, but not always so easy in practice. If you find yourself struggling to save up and spending every paycheck, you’re not alone, and sometimes all it takes to get ahead is a change in your strategy. The following resources can help you develop the right financial habits and skills to save effectively:

Maximize your savings

Let’s be honest – your ability to save is only as good as the free cash flow you can generate in your budget. If every penny is spoken for, then there’s simply nothing left to save. However, even on a limited budget, savings is possible if you close spending leaks and budget gaps that eat away at your hard-earned money.

These guides can help you get started:

Additional resources

Need more help to make sure you’re saving as much as possible and saving enough to reach your goals? The following resources can help you calculate and comprehend some important saving topics:

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

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Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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With this amount of debt, you'd pay around $xx.xx on a DMP.

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