Consolidated Credit Testimonials
Want to know if Consolidated Credit is the right choice for you? See what our clients say!
Jennifer H. from Aloha, OR
After years of making bad decisions Consolidated Credit taught me to make the right ones. All I can say is this company cares. You can trust them and once you get started the sleepless nights and worry end.
Patrick S. from West Lawn, PA
My wife and I had an excellent experience with Consolidated Credit Counseling Services and have gotten ourselves out of close to $35,000 of debt.
Bruce D. from Derry, NH
We have had good experiences with Consolidated Credit, it has really helped learning to control our spending habits and get our financial house in order.
Bernice C. from Kendall Park, NJ
I never would have paid off three credit cards (which I consolidated) as fast as I did, had I done it myself. Being on a structured program really kept me on track and has helped me be aware of out of control spending going forward.
Kevin B. from Nashville, TN
4 1/2 years ago my wife and I had $34,000 in Credit card Debt. Last month through Consolidated Credit we paid off our last credit card and we are now Debt free, it's a great feeling and it's all thanks to them. Thank you from the bottom of my heart.
The Allen Family Buys Their First Home
Learn how Consolidated Credit’s first-time homebuyer course helped the Allen family get through the mortgage approval process to buy their first home.
Hi, we’re the Allen Family!
[On-screen text] Making the American Dream of Homeownership a Reality
Why buy a house? How did Consolidated Credit assist you?
Mr. Allen: I mean, besides the growing family, the biggest impact was, where we were renting, it kept increasing. And it was getting to the point where it was like, am I paying for a mortgage? And if I’m paying for a mortgage, then why not just get a house?
Mrs. Allen: I called you and set up an appointment for the class
Mr. Allen: She’s on top of everything and, really was the one that brought this class to my attention and really was kind of go-getter about it. I mean, it was either get on or get lost. So, we got on board.
[On-screen text] What did you learn from the homebuyers workshop?
Mr. Allen: You have to save. Like that’s the biggest part, right? You have to be able to save and so we sat down and we were writing down, like okay, this is what I get paid and this is what I pay out. And it was, like… it was kind of a one, two, three step kind of process. It made it much easier than I think going it alone would have taken us – we’d probably still be looking for a house.
You kind of get that ah-ha moment, like yeah, this is what we should be doing.
[On-screen text] Were your expectations aligned with your personal reality?
Mr. Allen: You can say oh, we’ll just do this and this and this will be fine, but in reality it’s like, okay wait, this is what we really need to do and these are the steps we need to take. This is plan that we need to follow.
You’ve got to put on those blinders sometimes. There are trips that you want to take that you can’t take, things that you want to buy that you can’t buy. Thankfully, a little under a year went by and we had enough money for our down payment, we were qualified based on our credit. Thanks to going through, we knew all the steps based on the program. So, it was just like, hey, so we’re buying a house, huh?
[On-screen text] What advice would you give someone who was thinking of buying a home?
Mr. Allen: If you are buying a house, you and your other – your significant other – you’ve got to be, you have to be on the same page. Like, what you want to spend, what you’re looking for in a home. Not only does it make it, your process easier, it makes everything easier on the Realtor. It lets you sleep at night. I think, without the class, I don’t know if we’d have this house right now.
[On-screen text] For Homebuyer Education & Counseling Call 1-800-435-2261 or visit www.consolidatedcredit.org
Kasey L. from Las Vegas, NV
Approximately three years ago, my husband and I were in a lot of financial debt. We had multiple collections, lots of little accounts, and other bills that became too overwhelming to manage on our own.
Consolidated handled all of our accounts and managed to reduce our minimum payments, almost eliminated all of our interest, and ultimately helped me to pay off all of my debt. They were professional and friendly throughout the entire experience.
Three years later I am happy to announce that we are debt free and we just purchased our first home! We could not have done it without Consolidated! I would recommend them to anyone who is feeling overwhelmed by their finances. Thank you!
Francine A. from Miami, FL
I couldn't have made a better choice than signing on with Consolidated Credit. Their staff is compassionate as well as professional. I was so impressed with the patience, time and care they took to make me comfortable with my decision. They never pressured me, it took me weeks to decide, but patiently answered all of my questions and let me join in my own time. When I did apply, after completing my own research, I was certain I made the right choice. I have not had any regrets, even the one month I had difficulty I was met with genuine understanding and an offer of education and services to help me continue to manage my credit. The quality of my life during unemployment is so much better than it could be had I not made this decision.
Rebecca S. from Somerville, MA
Joining the Consolidated Credit debt management program was the best decision I have ever made! I was in deep credit card debt and was beginning to fall behind on my payments. Consolidated Credit worked with my creditors to lower my interest rates and put me on a payment plan that fit my budget. Now, 3 years later, I'm credit card debt free! Every time I called Consolidated their customer service advisers were friendly and knowledgeable. They calmed my anxieties and educated me about the credit card payoff process. I am eternally grateful to Consolidated Credit for helping me pay off my credit card debt!!
How the Ehrlich Family Saved Their Home
Meet Gerald and Nadine Ehrlich, a couple who faced foreclosure after Gerald lost his job of 24 years. See how Consolidated Credit helped them regain financial stability.
I’m Nadine Ehrlich and I’m Gerald Ehrlich.
I got let go of my job after being with them for 24 years, and they were downsizing and they had to let me go.
We were devastated. We thought that was the end of the world.
All roads led to Consolidated Credit. I was fortunate enough to call up and got Barry on the phone and from then on he advised us every way to go. But everything was coming due at the same time.
He’s the optimist, I’m the pessimist so I did more crying than he did.
She was worried.
He’d say, “Calm down. We’re going to go from here.”
You gotta go each step. This is what we’ve got, then you go to the next one – and he was right all the way down the road. And I said he was better than a psychiatrist. Absolutely.
He just put our minds at ease. We sat down, we talked to him – I mean everything changed because I wasn’t in that percentage rate anymore. I was out of a job.
It qualified us for a lot of programs that Barry explained to us in detail and told us what to expect. We were doing better because we had changed a lot of things in our budget, but we still had this albatross around our neck which was the mortgage payment that was going up, and up, and up.
We went down to $804 and some-odd cents – 27 cents – and we were amazed. And it’s also for the life of the loan and this was through HAMP: Home Affordable Modification Program. And again, it was a lifesaver.
And I got a call on a Friday, saying, “Do you want to accept the offer?” I was in tears.
Every day, I come home from work and go through the gate and I smile, because I know this is ours and that is a great and wonderful comfort. I’m just so thankful to him, to Consolidated Credit, I couldn’t do enough for you guys in return for what you gave us, and that’s how we feel.
Alex P. from Miami Lakes, AL
I would like to say Thank you for the outstanding service that you gave me. I started the program just four short years ago and in March I will be debt free. With your help in setting better plans with my creditors I was able to accomplish this. It was hard work, but it was all worth it at the end. The Consolidated credit counselors are the best; they answered all of my question(s) and helped me every step of the way.
Patricia C. from Hartwell, GA
Due to multiple medical bills and pay cut, I was quickly heading into inability to make monthly payments on anything. I was faced with filing bankruptcy. Consolidated Credit Counseling Services, Inc was recommended to me by a friend and they were every bit of help that I was told they would be. I have recommended them to others that I know that need help due to medical bills and job cuts.