A good budget is the cornerstone of a health financial outlook. Find the answers you need to build the best budget possible.

Let’s face it – a budget may not be the most exciting financial tool in your arsenal, but it’s one of the most necessary if you want to be successful. Learning to build and maintain an effective household budget helps you avoid problems with debt and build a healthy saving strategy. Without a budget, you’re flying blind.

Below you’ll find answers to any questions we’ve received that relate to budgeting and money management, in general. If you can’t find the information you need or you’d like to ask a follow up question, just complete the form to the right and we’ll get you a response within 48 hours. If you need the answer faster than that, call us now at to speak with a certified credit counselor right away.

    • How Do I Maintain a Budget during the Holidays?

      The holidays are a joyous time of year, but they can also be a bad time for credit card debt if you can’t stick to a budget. Gary Herman talks about how to maintain a budget to avoid overspending that can lead to a holiday debt hangover.

    • Not Enough Income to Cover Bills

      What do you do when getting your dream job requires taking a pay cut? This is just one way you can get into trouble with your budget where you start to spend more than you’re bringing in. We offer advice to help you balance things out.