Which of the following is the most effective way to save?
a)
b)
c)
d)
What does "CD" stand for?
a)
b)
c)
d)
True or false: Banks often offer lower fees if you are using direct deposit for your paychecks instead of going through the teller.
a)
b)
If you want to save money on your electricity bills, you should run your dishwasher and washing machine
a)
b)
c)
d)
Which of the following methods can you use to save money on added interest charges on your car loan?
a)
b)
c)
d)
If you decide to lease a car, what's the recommended lease term?
a)
b)
c)
d)
According to our Tips for Spending Smarter, where should extra income go?
a)
b)
c)
d)
Which of the following best describes why it's a good idea to identify and close spending leaks?
a)
b)
c)
d)
What is a "spending leak" in your budget?
a)
b)
c)
d)
Why is it a good idea to budget by pay period?
a)
b)
c)
d)
How much time should you reasonably spend tracking your expenses?
a)
b)
c)
d)
How does tracking your expenses help you?
a)
b)
c)
d)
How soon after you create your budget should you analyze it to see if it's on target?
a)
b)
c)
d)
Which of the following expenses would not be covered in a monthly budget?
a)
b)
c)
d)
Discretionary expenses are
a)
b)
c)
d)
What are the three things you track for credit card debt in your budget?
a)
b)
c)
d)
True or false: Alimony and child support are not acceptable forms of income
a)
b)
Which of the following is important to track on a borrowing worksheet?
a)
b)
c)
d)
What is the biggest expense category most people have in their budget?
a)
b)
c)
d)
Which of the following is not a fixed monthly expense:
a)
b)
c)
d)
What are the three types of expenses you can have?
a)
b)
c)
d)
Net monthly income is
a)
b)
c)
d)
True or false: A budget is a set financial plan that you shouldn't change.
a)
b)
Which of the following best describes the purpose of a budget?
a)
b)
c)
d)
According to most certified financial planners, how much of your income should you save?
a)
b)
c)
d)
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